logo

Debtconsolidationcare.com - the USA consumer forum

one click cash

Date: Mon, 10/26/2009 - 07:43

Submitted by RWILLIAMS
on Mon, 10/26/2009 - 07:43

Posts: 129 Credits: [Donate]

Total Replies: 13


hi all
i received a call from some woman named heather from one click cash.
back in feb of 2008 i took out a loan with them for 200.00 with fees is comes to 260.00 after a time i hit a snag and had to close out my account. now she is calling me telling me that they are willing to offer a settlement of 145.00 and i could pay it with credit or debit. i told her i could not do anything at the moment and i do not have either one (and i don't) then she goes "well i can only hold this for today otherwise it is going to collections and you will have to pay 2000.00" I told her that is not going to happen becuz i am not going to pay 2000.00 for a 200.00 loan. well good thing i keep alll records. as it turns out. i took the loan out the end of Jan. 2008 since then i have paid $275.00 into that loan
so i went to their website it only showed that i paid $80.00. there was no payment hist or none that i could access but my bank statement says $275.00 now i know some of that was fees. but you think that after what ipaid into it don't you think it should be a wash at this point?


hi paul,
ok but the problem is other than the 800 number i don't have much to go by when i file the compaint. or does it matter?


lrhall41

Submitted by RWILLIAMS on Mon, 10/26/2009 - 07:54

( Posts: 129 | Credits: )


Good day,

I received a call from Heather regarding a loan that have taken out with your company. She proposed a settlement of $140.00. This loan was taken out back on January 24, 2008 One the Loan Document itself where it states:
"NEXT FOUR PAY DATES:" 1-31-2008, 2/07/2008, 2/14/2008/ AND 2/21/2008

ACCORDING TO MY BANK STATEMENT FROM THAT CHECKING ACCOUN ENDING IN 2440, THERE WERE 5
PAYMENTS THAT WAS DEBITED FROM MY ACCOUNT.

60.00 2/7/2008
60.00 2/21/2008
60.00 3/6/2008
50.00 3/6./2008
45.00 3/20/2008

THIS COMES TO A TOTAL OF $275.00
WHAT ELSE SHOULD I ADD TO THIS.? I AM SENDING THIS TO ONE CLICK AND I AM SENDING A COPY OF THIS TO THE AG AS WELL BUT BEFORE I DO THAT IS THERE ANYTHING ELSE I SHOULD WRITE?


lrhall41

Submitted by RWILLIAMS on Mon, 10/26/2009 - 08:08

( Posts: 129 | Credits: )


I had a 'loan' from One Click Csh almost 2 years ago, now. They haven't called or sent letters in such a long time!! However....recently, they have been calling quite a bit. Offering a settlement, etc. I don't even remember how mcuh the loan was for, that I received. I was starting to get behind in their payments and just couldn't do it anymore. I put a 'Stop Payment' on them. They haven't tried to take anything out since..gosh..almost 2 years ago!! Why are they waiting so long to contact me?? Any advice?


lrhall41

Submitted by sdchargers_63 on Mon, 12/07/2009 - 16:03

( Posts: 1798 | Credits: )


Are you in California? If so I would contact the Department of Corps. The had a Cease and Dissit order against them, but its all tied up in court right now. I spoke with them and they said they need as many people to file their complaints now. They are going back to court May 2010. They are not licensed to loan to California Residents. Try to find out how much you barrowed and how much you paid you need to know this. Due to this night mare I have made files on all my PDL's and I will never ever throw them away. Sorry I can not give you more information. I do know there are others here who will be able to help you out further. Best of Luck


lrhall41

Submitted by Jasgal on Mon, 12/07/2009 - 16:15

( Posts: 399 | Credits: )