OneClickCash, UsFastCash
Date: Tue, 08/19/2008 - 12:52
1. OneClickCash, Loan amount $300, Paid 0 So far.
2. UsFastCash, Loan amount $300, Paid 0 So far.
I live in Kentucky.
I have already closed my account, and made sure that no transactions can open it back up.
I have sent both companies e-mails revoking their ach and wage assignment authorizations.
I tried to get them to give me an address to send them payments via money order, but they refuse to give me an address. Here is the e-mail response of theirs.
Quote:
Dear XXXXX, We are located in NE and we are an online payday loan company. That means you are to abide by our state laws. Please review your contract that is available online for you. Your current balance is $390.00. Your next due date is 2008-08-29 for $90.00. |
So what should my next step be?
Guest, I had one like that and I basically told them look, if
Guest,
I had one like that and I basically told them look, if you want the PRINCIPAL amount that I took out then you will give me an address to mail payment to... they didn't and so they aren't getting their money. I refuse to give them my new banking info. and told them I no longer had a checking account.
Basically that's all you can do. I believe both of these are illegal, but Goudah can confirm that.
To the best of my knowledge, UsFastCash and One Click Cash are b
To the best of my knowledge, UsFastCash and One Click Cash are both affiliates of MNE and operate off the reservation in Miami, Oklahoma. And yes, they are illegal.
You're state law prevails and don't let them try to tell you any
You're state law prevails and don't let them try to tell you anything different. Here they are. :)
Quote:
Kentucky State Information Legal Status: Legal (Applies to check cashers only) Citation: Kentucky Rev. Stat. Ann. ???? 286.9.010 et seq. Loan Terms: Maximum Loan Amount: $500 Loan Term: 14-60 days Maximum Finance Rate and Fees: $15 per $100 Finance Charge for 14-day $100 loan: $17.65 apr for 14-day $100 loan: 459% Debt Limits: Maximum Number of Outstanding Loans at One Time: Two ($500 aggregate loans outstanding to all licensees) Rollovers Permitted: None (cannot renew, rollover, or consolidate) Cooling-off Period: None Repayment Plan: Collection Limits: Collection Fees: One NSF fee (if disclosed) Criminal Action: Prohibited Where to Complain, Get Information: Regulator: Kentucky Office of Financial Institutions Address: 1025 Capital Center Drive, Suite 200 Frankfort KY 40601 Phone: (800) 223-2579 Fax: (502) 573-8787 Regulatory Contact: Gary Davis,, Branch Manager |
Here's some information on these companies. I would make it clea
Here's some information on these companies. I would make it clear to them that you will send payments in the form of money orders USPS only, so, no address no payments.
OneClickCash
CustomerService(at)oneclickcash.com
compliancedepartment(at)oneclickcash.com
FinalCollections(at)oneclickcash.com
1-800-825-0441
One Click Cash, are unlicensed/illegal to lend in any state in the US.
USFastCash
Phone: 1-800-640-1295
Fax: 1-888-549-3324
Email: 'customerservice@usfastcash.com'
US Fast Cash Compliance Department
Fax: 1-800-470-6614
Email: compliancedepartment(at)usfastcash.com
Thanks for the information guys. Yea I told them that I would on
Thanks for the information guys. Yea I told them that I would only send my payments by money order, and they just keep repeating the same thing.
So I'm going to wait for their ach to get returned to them, maybe then they will be more willing to talk.
US Fastcash
These people are not very easy to deal with...they said the same thing to me, wouldn't acknowledge arrangements for the principal amount or give me a mailing address. I'm waiting to hear something from the AG's office. They also completely ignored my letters and emails.
I'm dealing with USFastcash right now. I received a loan for $45
I'm dealing with USFastcash right now. I received a loan for $450 from them and paid $135 so far. Since they are illegal I'm only paying back the $315 remaining balance and they are trying to say I owe $720. They know my account is closed but they keep trying to debit it anyway. Last Friday they tried to send a check through for the $720. I'm just going to mail them payments and keep copies of everything I send to them.
That is exactly what they are doing with me.....but I was told n
That is exactly what they are doing with me.....but I was told not to send them any money until I got something in writing that they will consider the loan PIF with the principal paid. Have you sent them anything yet?
I haven't sent anything because I'm trying to get the others cle
I haven't sent anything because I'm trying to get the others cleared up. But I may just start sending them through my debt management program, but I will only send payments totaling the principal balance. The dmp will keep track of the payments and if the checks have been cashed or not. I am going to send them a letter informing them of my intentions and also the laws of my state and the fact that they are not licensed. I am going to copy my Attorney General on the letter as well. I live in Illinois and my Attorney General don't play when it comes to these illegal PDL's.
I reported them to my AG's office and things have been quiet for
I reported them to my AG's office and things have been quiet for now.
One Click Cash PDL
I just applied for a PDL from one click cash. I haven't been able to confirm if the loan has been deposited into my account yet. If this "company" is illegal, how can I cancell the transaction?
Yes, Oneclickcash is illegal, if they have your bank account inf
Yes, Oneclickcash is illegal, if they have your bank account information it's too late to cancel, and even if you could they would still take money out of your account, you're better off getting that account closed and opening another one, if they deposit the money into your account before you can get it closed, go to your bank and tell them to return it asap!
USFast Cash
I just recieved an email from them they said they couldn't process my loan? I never asked for a loan?
oneclickcash
i took out loans from oneclickcash and ameriloan in october of 2008 for 600.00 (300.00) from each and they are still taking money from my account
we as a group should collectivly hire a good attorney and gut th
we as a group should collectivly hire a good attorney and gut this illegal company, theyve taken 360 from me and i thought it was going towards the principle..only to find it was going to interest. I have contacted the consumer fraud & protection unit in Phoenix...and hope they will help..im a 100% disabled vet..so i dont want to open a new account, as my mooesnt respond quickly..cant afford for a check to late.ey comes in electronically..and the VAis