internet pdl help?
Date: Sun, 12/16/2007 - 06:58
One is think cash the loan was for 750 and thus far I have paid 9 payments of 90.47=$ 814.23
Cash Direct Express is one was a $300 loan and I have paid 4 payments of $90=$360
the next is Zip cash and it was a $200 loan and I have made 5 payments of $60 + 1 payment for 85= $385
I am in the state of Michigan.
I am in the process of closing my bank account because some other company got ahold of my info and has taken $420 out of my account and I never got a dime from them, so hopefully the bank gets this taken care of ASAP.
You will find the Payday loan laws for Michigan State Informatio
You will find the Payday loan laws for Michigan State Information
here (just select your state),
http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html
Before you close your account , please read the sticky at the top of the pay day loan forum. Be sure your bank will not force open your account.
now what does all that mean that you just put there. Are mine l
now what does all that mean that you just put there. Are mine legal or not legal, and am i going to get sued if i stop paying on them, have i over paid. I don't mean to sound stupid, but i just need to make heads or tails about all of this.
thanks
You will not get sued. These are not legal companies. Again, pl
You will not get sued. These are not legal companies.
Again, please before you close the account, read the sticky to be sure you wont wind up in a bigger mess.
think cash??? I believe I read on our posts that was an installm
think cash??? I believe I read on our posts that was an installment loan?? If it is it will be legal and you would have to make other arrangements with them.
Here is the quote I was refering too...it would be just like Cas
Here is the quote I was refering too...it would be just like Cash Call unfortunately:
ThinkCash
Attn: Privacy Officer
P.O. Box 101842
Ft. Worth, TX 76185
or
(866) 420-7157
* Loans are offered by First Bank of Delaware (member FDIC), not affiliated with ThinkCash. ThinkCash does not grant or deny credit with respect to these loans. All loans are subject to credit approval. Credit approval is subject to lender????????s credit standards, and actual terms (including actual loan amounts) may vary by applicant. Certain limitations apply. Applications processed before 5:00 p.m. Central Time are typically funded the next banking day. In some cases we may not be able to verify your application information and may ask you to provide certain documents. The Annual Percentage Rate (apr) for an example $1250.00 loan is 171.5% with 36 bi-weekly payments of $91.66. See ThinkCash for additional details. Complete disclosures of APR, fees and payment terms are provided by the lender in the Loan Agreement.
_________________
so the think cash i need to pay, but not the other two?
so the think cash i need to pay, but not the other two?
You will still need to check to make sure they are not licensed
You will still need to check to make sure they are not licensed in your state. I would call the regulators office and ask...that's the fastest way to find out for sure.
Zip Cash is licensed in a state . . . . . So they are more of a
Zip Cash is licensed in a state . . . . . So they are more of a gray company.
