online PDL in Texas help reg a letter i recieved
Date: Tue, 07/27/2010 - 14:29
Should, I worry? this was sent to me after the letter I sent to them.. They of course are still contacting me on my cell. The work well, They can't get thru as I answer all the lines and tell them that they are not allowed to contact employees here.
We are not a pay day loan company and pay day loan laws do not apply to LLS America you have signed a contract agreeing to our terms and conditions of an unsecured short term installment loan company with Utah based laws.
GOVERNING LAW: You acknowledge that we are a Utah-based lender, and you acknowledge that this consumer Unsecured Short Term Installment Loan Agreement is governed by the laws of the State of Utah. You acknowledge that Utah laws governing this Unsecured Short-Term installment loan agreements may differ significantly from the laws of the state where you reside. You agree that courts located in Salt Lake City, Utah, shall have exclusive jurisdiction and venue of any disputes arising from this Unsecured Short-Term installment Loan Agreement.
We are not a pay day loan company and pay day loan laws do not apply to LLS America you have signed a contract agreeing to our terms and conditions of an unsecured short term installment loan company with Utah based laws.
GOVERNING LAW: You acknowledge that we are a Utah-based lender, and you acknowledge that this consumer Unsecured Short Term Installment Loan Agreement is governed by the laws of the State of Utah. You acknowledge that Utah laws governing this Unsecured Short-Term installment loan agreements may differ significantly from the laws of the state where you reside. You agree that courts located in Salt Lake City, Utah, shall have exclusive jurisdiction and venue of any disputes arising from this Unsecured Short-Term installment Loan Agreement.
All illegal lenders try to play the 'governing law' card, but it
All illegal lenders try to play the 'governing law' card, but it simply doesn't apply, what applies are the laws of the state the consumer is located in!