Payday Loans

The loans are all illegal and uncollectable. get a new checking account and you can pay them off at your convenience on your terms. They cannot sue you arrest you etc. they are all illegal. Don't bakc down. Register to the site

thanks i just registered my only question is while reseaching it seems i might have ground to just pay off the principal.

You have grounds to pay off whatever you want; it is the policy of the website to pay back the principle on illegal loans. You can pay it off at your convenience. I recommend a prepaid debit card or a money order. If the lenders give you problems, tell them to jump off a cliff. Make clear they can take your option, or get nothing. Follow the illegal lenders link in my signature EXACTLY, step by step.

To answer your question, legitimate payday lenders would not issue a loan in Connecticuit. They issued you loans because they took a risk assuming you would not know your state laws and would assume that you are bound to their BS contracts. Unfortunately in most cases (over 90 percent I'd say) they are right and people just pay them back without knowing the loan is illegal and unenforceable.

thanks so much for the info ive been using pdl's for years you wouldnt believe how much i have paid them.

If it's the same companies then add up all that you have paid over the principle and demand a refund.

I would also add that you should send each lender a cease and desist letter (you can find templates on the site) spelling out how you want to be contacted--as they could be calling you 24-7. Also report them to your State Attorney General's office.

yea it did mark it as spam actually....but i am registered which is weird to me

dont want to high jack this thread but how do i post a new thread of my own on this site? I hit the "Ask An Expert" button but then when i finished it said a moderator had to approve it or something. I havent heard back or anything on it. Did i not do it the right way?

The best thing to do is register, on the top right it says to Join or Register. Make sure your username is simple. If your questions is very long or has links and a lot of weird characters it tends to block it. At least that has been my experience. If it went to spam, most likely its lost.