Nca

I got a phone call from NCA and also got a letter from them. Stating I owe a ridiculous amount of money. What can I do? I have been on here before and i got into this pay day loan scheme of things and now I am just trying to get back. I thought they were a good thing but unfortunatey I found out the wrong way that they are the worse thing ever to happen to a human being. I am inaquiring about this since I want to be free and clear of all this garbage. Please someone givee me advice.

Thank you