over my head on payday loan

Vila, could you give us more information ...which company(s) do you have loans with, are they storefront or internet, how much did you borrow from each and the total of how much you have paid back to each....and what state do you live in. If you can post that information, we can begin to help you.

Hang in there and someone will be around to help you make sure that you supply us with the information that Roxy asked for so we can understand your situation better.:)