too many payday loans, need help!

Please read the following advice on closing your account....store fronts are very different than internet loans...

http://www.debtconsolidationcare.com/paydayloan/close-account.html

I am assuming you are in Nevada...??

You will find the Payday loan Nevada here (just select your state),
http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

Your best bet is to call these places and explain the situation...sometimes they will work with you. I have also read that many of them will not until you default...and then they will make arrangements with you...also at that time he interest would be on hold also allowing you to just pay on the principle. Hopefully another member will be around soon with more info on Store front loans.

What the hell does it mean criminal action prohibited unless consumer acted with criminal intent? Does that mean this person could get into trouble for closing her bank account with outstanding checks? That is a question that needs to be answered. And Nevada pdl law sucks. We need to find out what exactly they mean by "criminal intent"? Does that mean closing your bank account?

No, I would take that to mean that you cannot be prosecuted unless you went into the pdl's with the intent to defraud them or something. I would not think that means closing your bank account so you can start paying for rent and food again. Nothing criminal in wanting to pay for basic necessaties first!

Thanks, goudah. These different state laws all mean different things. When I see "criminal intent", I'm thinking - Does this state take it as "criminal intent" to go in and write a check and then close your bank account?

If you they could prove that you went in with the intent to close your bank account and defraud the company, then yes. But I doubt they really prosecute much. It would have to be a clear case of fraud. There is way too much evidence of the payday loan debt trap, so it would have to be very clear for them to prosecute.

Thanks, goudah! You know I need clarification! :lol:

Cannr - You are much smarter then you give yourself credit!

Thanks, goudah! :D Now.... let's see if our vegas girl comes back now that we know something!