Skip to main content

Debtconsolidationcare.com - the USA consumer forum

Needs advice on Payday Lenders

Date: Fri, 11/09/2012 - 13:51

Submitted by anonymous
on Fri, 11/09/2012 - 13:51

Posts: 202330 Credits: [Donate]

Total Replies: 1


Like many other people i also got rolled up in the payday loans and taking another one out to pay the other. Needless to say I have 9 online payday loans and I cannot afford them. I read your article on http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html and I would like some guidance if possible.

1. The names of each of your lenders
Mobiloans, (2)Discount Advances, United Cash, (2) US Fast Cash, 500FastCash, Freedom Lenders, Archer Direct.

2. How you obtained the loan (internet, storefront, etc.)
All internet loans.

3 What state you live in
Florida.

4. How much was deposited by each lender
(if you've had and repaid multiple loans prior to this one, add them all together)
Not Sure would have to do some research for all. But a lot!

5. How much you've been debited by each lender
(again, if you've had multiple loans, do the math and give us a total)
Way too much especially from Discount Advances. I paid twice what the loan was for on 4 different occasions.

6. Details of any communication you've had with the lender
I sent faxes, e-mails and certified mail (to the ones i had an address for) revoking the ACH and wage garnishment on my account and any other personal account I own. I also closed the accounts.

7. Any additional question(s) specific to your situation
I wanted to know, especially with Discount Advances Since I paid them so much money on four different loans already, two of which are paid off and have zero balances, can I request the money paid in fees back or have it applied to the balance of the current loan?