United Cash Loans - Anyone deal with them recently (in 2008)

I haven't dealt with them, but there are a lot of folks here who have, and based on what I've read they are bad news! I'm not real sure what your next move should be, but hang in there, someone will be around to give you a hand as soon as possible!

I have a loan with them and have paid over what I owed. No they don't respond to letters but I have been working with these folks on another forum to hit them at the ACH Processor. Check out the 1st sticky. I had another PDL and I found their ACH Processor yesterday and today the PDL put $500.00 back into my account. I am now trying to find the ACH Processor for United Cash Loans. You could help too, call your bank. I called mine yesterday and they could not help me but since then I have learned so much so I am calling back. If you find out anything let me know.

What state do you live in? I found out that PDLs' are prohibited here in Maryland and I'm working with the people in MD Government (Financial Regulation) to get my PDL's resolved. If you have some kind of department of Financial Regulation in your State, they might be able to advise you what course to take. (As far as United Cash Loans, they keep insisting they ARE legal here in MD, but when I ask them to send me something on company letterhead stating that they're legal, they don't cooperate)

United Cash Loans is so illegal. I believe that they are a part of MTE. Its really great that you worked and did get your 500.00 put back into your account. Congats on that.

If you type in "United Cash Loans" in the search box, there is one post that comes up that displays a "cease and desist" order from the the Attorney General of Oklahoma. This post states that the Oklahoma AG told UCL to cease and desist from lending and collecting on any existing loans to ANYONE, regardless of the state. This is different than the post regarding New Jersey. This poster worked a long time on this and he insisted that UCL has been told this applies to lending and collecting to/from ALL customers in ALL states. This post was from over a year ago, so I don't know if it still applies. That is what I'm trying to confirm. Does anyone know? I tried to PM this poster, but I don't think he's on the board anymore - or at least hasn't posted in a long time.
I know that Miami, Oklahoma is an Indian Reservation, and that's why so many of these internet PDL's are located there. Apparently, according to Michale Mccord at the Oregon Department of Finance and Insurance, there is some dispute about whether they have to follow US Law and that's why they seek refuge there.
If anyone knows, this would be very helpful to a lot of people. That would mean they have been prohibited from ALL lenidng/collecting activity for well over a year by the Oklahoma AG - not just in Oklahoma, but EVERYWHERE PERIOD. I'm not saying this is necessarily true or correct, but I'm asking if anyone out there who knows more about the situation, if they can confirm either way. Thanks.

I don't know about that, but I do know in the state of California last year on June 29 there were civil actions filed against them by the California Corporations Commissioner. And there definitely is a Desist and Refrain Order against them here because in this action they violated it. If you go to the California Dept of Corporations website and look under Enforcement, then Actions you can see the order. I am also dealing with them but so far have heard nothing from them.

I googled it and I didn't find anything for Oklahoma, but did find something where Maine had issued a cease and desist order as well. However - UCL said they were on tribal lands and weren't bound by the laws..... Hmmm!

of course they say that,but they don't do anything but harras.that is because they can't take legal action being so illegal.

This was the post that I had read regarding UCL and Oklahoma. It wasn't the AG of Oklahooma, it was the Oklahoma Department of Consumer Credit.

http://www.debtconsolidationcare.com/oklahoma/rio-mtefinancial.html{url}

i have closed my checking acct. and told them it was and they still keep trying to withdraw from it and then add fees to my loan i have read i only owe them principal is this true?

yes and if you are in CT this would be illegal anyway as pdl's are prohibited in CT.so you do only owe what you borrowed.nothing more.the third sticky at the top of this forum has all you need to deal with this and other illegal pdl's.