Getting it all Straight!!

I'm afraid you are probably going to have to close your account, to stop them from stealing your money. Please read this information about closing accounts at the link below, before you do so.
http://www.debtconsolidationcare.com/paydayloan/close-account.html

You most definitely should file complaints, with you AG, BBB and Department Of Finance. When you file your complaint with the BBB, state that you demand a refund for the amount you have over paid these companies. I really am not sure how helpful the IL BBB is, but in Ohio, they were very helpful to me.

I agree with Shaz....these people will come up with anything to validate what they are doing. They will say or do anything. I would take copies of your letters to your bank and get that account closed and also let them know that you have revoked your authorization to debit you account. I know UCLs are a pain in the butt!!! I have dealt with them and they are sneaky!!!! Watch your account to make sure they don't slip a "paper" check through before you get your account closed.

Listen to these good people..They know what they are talking about. File complaints asap.

being in illinois myself,i can tell you that none of these places are licensed or registered with our state.do as shazzers advises with your bank account.
these places will debit forever and still say you owe.take care of the bank and we'll go from there.

O.K. So I have written my letters and filled out the Attroney General forms for both my state and theirs. I was going to file with the BBB tomorrow. Before I fax all of this to each company I am going to talk to my bank tomorrow and take all of my information with me. I am just going to tell my employer that I have had some weird transactions on my bank account and for them to just give me a paper check on Monday. Have I covered all of my bases? I am worried about the stimulus check. It will go into my account mid May.

See the post about ACH Processors. It will solve your worries

shoppin. . . did you get my pm regarding the ACH processors? Please read the posts regarding the same. It will save you a ton of trouble.

I do not se a PM

Look to the right of the screen and you should see a link to messages. If it says you have a message click on it to open.

Guest:
See the post about ACH Processors. It will solve your worries

If she decides to take this route, is it safe to say she can leave her bank account opened without the worry of having more money stolen from these illegal pdl companies?

The post about ach processors is now a sticky, so it will stay at the top of the page.

I do not have a message. I searched ACH processors and came up with a forum. I was confused, however.

Here's the post:

http://www.debtconsolidationcare.com/paydayloan/ach-processors.html

You will need to contact your bank and ask them who is processing the ach transactions for each company.

O.K. I am in the process of getting the processor information and calling them. Is this going to stop it, at least to buy me some more time? My next payday is Monday and I do not want them to take more out.

Shazz. . .I would leave nothing to chance. I would close my account for good measure. All the safegaurds that can be used, should. I know it is time consuming but it will be worth it in the end.

Can anyone tell me if they have worked w/Langhorne? At first I thought it might be the solution but after talking to them yesterday I feel a little nervous. I have 12 internet and 5 store loans its a mess

There have been many people here that have used them.

It's really a personal choice. If you can pay the extra money and not have to deal with these companies yourself, then go for it.

However, if you want to save some money, you could do the same thing Langhorn is going to do for yourself.

So ACH COmmerce called me back and told me that I need to talk to Gail Sauter with advantage ach. Has anyone had any luck with this?

So ACH COmmerce called me back and told me that I need to talk to Gail Sauter with advantage ach. Has anyone had any luck with this?

llw claims she has, perhaps she will elaborate on this when it's possible. :)

Yes, call Gail Sauter. If you check James website he has a whole section relating to his findings with her. Just find a James post, click on his website. Hope this helps.

Just talked to Gail and she said that she could do NOTHING to stop the ACH of Payday Cash, one of the companies they service. She is supposed to call me back but did say that they have nothing to do with the revoking of an ACH. WHat do I do now?

I would go to the ACH Commerce website and you can probably file a complaint right there. That is what I did with Intercept EFT. I copied and pasted that complaint over to an email and sent it off promptly to the PDL so they were aware that I had talked with them. I also attached a copy of my C and D letter to the PDL to the email I sent to the processor. I also copied in the PDL bank. I sent everything I could to the PDL and within no time I had a PIF from them. All I can say is it worked for me and I am hoping that it will work for anyone else who is dealing with these guys.

I posted this in the other forum but wanted to share here too. If they actually do deposit that into my account I will feel like I won the lottery. Now if I can get Intercept EFT to help me out here.

Thank you for contacting UPFRONT CASH for your financial needs, we appreciate your inquiry.


In accordance with your request multiple actions have been taken on your account.

We do wish to apologize for any difficulties you have experienced while attempting to address the concerns on your account.

Currently your account has been marked for no further contact to take place. No calls to your home or work will be placed as per your request.

Your account has now been marked as paid in full and balance set to $0.

Lastly the requested credit has been distributed for the amount of $505. This transfer should be available to you in the account on record on 05/01/2008.


Please advise if there are any further requests or questions about the actions we have taken in accordance with your settlement offer.

Thank you for contacting UPFRONT CASH. Please let us know if we can be of further assistance or you can call our customer service department at 1-866-735-3526 during normal business hours.




Sincerely,

Customer Service

Just had to wrap up this forum. Thanks to all of you who helped me. Because of you I got all three to mark me PID and one to give me a refund. (I am still working on Loan Shop to refund me but PIF will work too.)