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Debtconsolidationcare.com - the USA consumer forum

Payday cash advances

Date: Wed, 06/17/2009 - 13:18

Submitted by mikewolcott77
on Wed, 06/17/2009 - 13:18

Posts: 4 Credits: [Donate]

Total Replies: 7


Hi, thank you all for this wonderful site I just found today. I owe about $2300 on five payday advance loans. I am overdrawn at the bank and two companies keep re-submitting the automatic withdrawal request which adds to more fees and debt. Is there anywhere I can turn to a reputable company that can give me ONE loan to pay these off?


I honeslty don't think that borrowing from Peter to pay Paul is the solution, however, we may be able to help you another way. Please list the following information and we will do our best to help you with the best course of action. :)

-Names of each pdl company.
-Whether they are store front or Internet.
-How much you borrowed.
-How much you paid so far.
-The state in which you reside.
I'm sorry to tell you this, but there is only one sure way to stop the withdrawals, and that is to close your account. If that isn't an option, then tell the bank to put a hard debit block on your account. Before you close your account, read this information at the link below. http://www.debtconsolidationcare.com/paydayloan/close-account.html

Please do not let any of these pdl's know you are going to close your account, until AFTER you have done it!


lrhall41

Submitted by Shazzers on Wed, 06/17/2009 - 13:20

( Posts: 17344 | Credits: )


Thank you for the quick reply. Here is the information:

One Click Cash: Borrowed $300, have paid at least $400 already
Integrity Advance: Ditto.
Next Day Cash: Borrowed $400, have repaid that amount
Little Loan Shoppe: Borrowed $400, repaid $105
Cash Yes: Borrowed $500, repaid $300

All are Internet based and I live in California.


lrhall41

Submitted by mikewolcott77 on Wed, 06/17/2009 - 13:28

( Posts: 4 | Credits: )


I don't think any of yours are licensed in CA. You can click the link below and check.
http://www.corp.ca.gov/FSD/licensees/default.asp

CLICK HERE to find out how to deal with illegal lenders.

All that you owe illegal lenders is the principal amount borrowed. If you have overpaid them, consider them paid in full. Read the link above to learn how to deal with them effectively. :)


lrhall41

Submitted by Shazzers on Wed, 06/17/2009 - 13:33

( Posts: 17344 | Credits: )


Thank you SO much. This is truly a blessing. One question: are these companies in fact illegal in California or merely unlicensed? Just want to make sure I change the wording in the letter if necessary.


lrhall41

Submitted by mikewolcott77 on Wed, 06/17/2009 - 13:46

( Posts: 4 | Credits: )


i took out a few payday loas to keep from getting evicted. I am college educated and working but just found myself in a spot where i could not make ends meet. I borrowed for MyCashNow, AC-JVS, AC-CREDIT, EASTSIDE LENDERS, AC-ACC AC-JET LENDING, now i am being harrasses by collections. This person keeps calling me and misrepresting himself as a police officer and thretens to arrest me. This idiot is calling my job and risking my employment.. HELP!!!


lrhall41

Submitted by on Thu, 06/18/2009 - 10:26

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