PDL real debs

What lender are you talking about?

state you are in?
who is the pdl with?

Im in MA.the pdl is paydayloan-yes.
I know that they are prohibited in my state,but what about the other posts that Ive read eventhough they're prohibited,they are still real debts.and how can I owe so much on a $300 pdl?Don't I just pay the principal?

PayDay Loan Yes is Illegal/Unlicensed in MA. What that means is you are morally obligated to repay what you borrowed.

If you borrowed $300 then that is all you owe. Any fees and interest paid towards the loan should be applied towards the principal balance. If you have paid more than $300 in fees then you are done paying and they owe you a refund!

So what you are saying that if I took out a loan for $300 then that is all I pay back?What if this happened 2 years ago that I took out the loan?

Have you ever paid anything to this company at all? If you did and it is over $300 then tell them to take that $1500 and shove it!

Yes I have paid for 2 months,biweekly of $90 until they overdrawn my account and I had to close it.

So approximately $360 was paid on the $300 loan. Looks like you are done paying, I would ignore them alltogether!

They don't have your personal account information do they? Also, hopefully you haven't applied for any other payday loans in the past two years? The reason I ask this; Internet lenders (especially unlicensed lenders) share information, therefore, if you have applied for an Internet pdl since you obtained the loan with payday loan yes, you best get your new account secured, as these illegal lenders go by various names and share info.

I might have had another pdl also for $300 and I also paid them biweekly.But have forgotten the name-something like Elite.