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Payment Direct Online (PDL)

Date: Thu, 07/09/2009 - 11:30

Submitted by bonsum
on Thu, 07/09/2009 - 11:30

Posts: Credits: [Donate]

Total Replies: 31


I do not believe they are legal in Minnesota and am thinking I just have to pay back the principle which I have more than done. How can I be sure?


I completed an application on 7-17-09 and faxed all documents on 7-18-09. The "Thank You" I printed states I would hear from one of your reps. within 24 hours and I've heard absolutely nothing. Please contact me at 828-228-6770. Thank you very much. April Coffey


lrhall41

Submitted by on Sun, 07/19/2009 - 17:33

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Go back to their website and log in. Then check your current account details and see what it says for the amount you owe.

I did this one time and it was an illegal PDL. After contacting them, they marked my account paid in full and I never heard another word from them.


lrhall41

Submitted by on Mon, 07/20/2009 - 08:43

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I took out a loan on the 20th of July and have not received my loan yet. I don't beileve that this company is on the up and up. They get peoples information and use it for something illegal. Those of us who hvw applied should file a law suit against this company.


lrhall41

Submitted by on Fri, 07/24/2009 - 13:04

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[QUOTE=Anonymous;722721]can someone call me at my job at can not talk on my phone thank u and when will the money be depost
Personal information removed for your safety![/QUOTE]

If you are anything like me - you will never get your money but they will be sure to charge you for it anyway!!!


lrhall41

Submitted by on Fri, 07/30/2010 - 09:20

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Quote:

Originally Posted by Shazzers
Close your account.

In the process of doing that now! Problem is having money they took returned -- might not happen for some time, if at all....


lrhall41

Submitted by on Mon, 08/02/2010 - 07:34

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Quote:

Originally Posted by Anonymous
In the process of doing that now! Problem is having money they took returned -- might not happen for some time, if at all....

Have you talked to the branch manager of your bank? Ask that they reverse the transactions, you may need to fill out a formal dispute.


lrhall41

Submitted by Shazzers on Mon, 08/02/2010 - 09:12

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How can we t ahold of them to shut them down?


lrhall41

Submitted by on Wed, 01/05/2011 - 11:34

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You people need to read the contracts and stop whining I got a loan from them and paid it back with no problems. I would not advise using them since their fees are higher than most others, but other than that they are fine.


lrhall41

Submitted by on Sat, 02/26/2011 - 13:20

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I just found out that my wife has a loan from payment direct I they have taken out $890 from an aparent 200 dollar loan now why is that if the loan is 200 shouldn't they only take out the 200 not 89?


lrhall41

Submitted by on Tue, 06/21/2011 - 09:28

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I just received an email from them on where to send money orders for the principle I owe them. I just sent an ACH Revocation email last week to:

[EMAIL="customercare@mypaydayadvance.com"]info@paymentdirectonline.com[/EMAIL]

They replied they are fine with just principle payments via money order. here's the address they provided:

Payment Direct
The Wells Fargo Center
299 South Maine
13th Floor
Salt Lake City, Utah 84111

I am definitely sending it certified mail and have requested a PIF letter also.


lrhall41

Submitted by 2haneys on Tue, 06/21/2011 - 11:18

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I just recieved online approval from payment-direct-payday.loan-quick for a 200$ payday loan. When verifying with my bank my Christmas bonus was mentioned in Direct Deposit information so That changed my 2x a mo payday (1st & 15th) to a weekly pay. Is what I dont understand is my interest rate was $89 for 2x month pay & yet $89 per week for the same amount of money ($200) with the same income! I rejected there loan & told them I refused to support such company that is going to double there interest rate due to how many times you are paid per mo. regardless whether or not your income & loan amount remains the same! (they offered to adjust amount by last months Direct Deposits) Shouldnt such companys be illegal? I was informed by there representative even if I had a monthly income the finance charge would be $89 because it is considered a PAY DAY Loan so you are charged by the amount of paydays they finance you through. Not the amount you borrow! So 4 paydays would be 89 x 4 & 1 Payday per mo would be $89 x 1 Just dont add up to me! I thought there was laws prohibiting such loan sharks! :mad:


lrhall41

Submitted by unvjen74 on Wed, 01/04/2012 - 12:53

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They are a scam. They offer know real information about the company and refuse to give any . I repeatedly asked for a tax id# or some information proving that this company was real. After asking a young superviser answered I was told. Because i asked for information "He said you must not want the loan" and hung up. I dont recommend anyone to any of this. I didnt know that all my information was floating around throught a geneeric site linked to them. But hey you learn, i sent said company an email with all my information advising them that I have copied my attoreny on the email. Just to let them know that I am aware of my rights.


lrhall41

Submitted by on Mon, 07/30/2012 - 13:31

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Payment Direct
299 South Maine
13th Floor
Salt Lake City
UTAH 84111

Telephone Number 888 696 0090
Fax Number 800 495 6441


lrhall41

Submitted by on Tue, 12/11/2012 - 18:52

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