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Payday Loan and debt managment

Date: Wed, 03/12/2008 - 06:23

Submitted by dyrobison
on Wed, 03/12/2008 - 06:23

Posts: 3 Credits: [Donate]

Total Replies: 4


I have gottin over my head with payday loans. I have entered into a dept management plan because I want to pay these people off. But Payday avenue (ECARE) will not work with me. I went default and they told me if I pay in full out of this check my account will not be touched and then i can reloan. The whole idea is to get away from them.
They are expecting me to pay on monday. This just is not going to happen. From this forum people have suggested cease and desist letters and closing my checking account as well as letting my payroll department know.

I will be doing this tomorrow. But would like to know if anyone has had any luck dealing with them. I live in Michigan and am not sure of the pld laws. But I don't believe they are licenced here.


I have one with payday avenue orginal was 500 now they want almost 800. The others are avantis acceptance 250, cashnet usa 400, check n go 450, and other check n go for 600. I have entered into the dmp and CCCS has contacted all of them but payday avenue would not give them any information.
I also have other bills on my DMP, my concern is the payday loans. I get paid on the 13th but normal payday is the 15th. I am going to the bank and taking all the money out of the account and closing it. I will reopen another account. I do want to pay these loans but I have 4 kids and just a run of bad luck lately.


lrhall41

Submitted by dyrobison on Wed, 03/12/2008 - 07:00

( Posts: 3 | Credits: )


I should have answered more thoroughly.

Avantis acceptance origianl loan 250 90 interest fee I have paid 125 the next payment is for 100. This is an internet loan
Cashnet usa- original balance 550 50 interest fee. paid 200 next payment is 200. This is an internet loan.
Check n go- internet original 1500, paid 222 every two weeks started in Dec, the last payment is due on the 30th. current balance 222

Check n go - store front- These people were extremely nice I am working to pay them off not through debt management. origianl loan 525 owe 590.


Payday avenue. internet original loan 500 175 interest fee. now they want 759


lrhall41

Submitted by dyrobison on Wed, 03/12/2008 - 08:09

( Posts: 3 | Credits: )