Legal rights
Date: Thu, 08/19/2010 - 12:53
Is this legal?
The third party collector, is required to validate the debt at y
The third party collector, is required to validate the debt at your request! Not the original lender if they sold it! All that means is to provide how much you owe to whom and from when. Even the when is questionable. They cannot threaten a suit if they have no intention of carrying it out under most state laws. Who is the Collector? Most states also have laws regarding collection that parallel the FDCPA.
Letter regarding loan
This is the email I received. It did not arrive on any letterhead or anything. I asked repeatedly for proof of the loan and I was told the only way I could obtain proof was to deny the loan and accept a lawsuit and I wouldn't receive the proof until I was in court. Or I was to pay immediately and accept all charges against me.
P & B Capital Group, LLC
369 Washington St
Suite 100
Buffalo, NY 14203
8885699635
August 19, 2010
My name and address
WITHOUT PREJUDICE
FILE# ........................: 1465071
CLIENT ACCOUNT# ..: 10443774
CREDITOR...................: CASHNET USA
CLIENT...................: AIS Services, LLC
CURRENT BALANCE ..........: $1,000.83
The balance of your account is as listed above. Our client has authorized us to release you from all responsibilities in regard to this debt for $1,000.83 . (Upon clearance of funds the above client will be notified with the correct adjustments made to your account records, and in the event the client has already reported this account to the credit bureau(s) they will be directed to update their tradeline on your bureau to reflect the new status.)
The payment must be in our office on or before August 20, 2010 as this offer will no longer be recognized by our office after said date.
Yours Truly,
Representative
Representative
Quote:Originally Posted by AnonymousThis is the email I received
Quote:
Originally Posted by Anonymous This is the email I received. It did not arrive on any letterhead or anything. I asked repeatedly for proof of the loan and I was told the only way I could obtain proof was to deny the loan and accept a lawsuit and I wouldn't receive the proof until I was in court. Or I was to pay immediately and accept all charges against me. P & B Capital Group, LLC 369 Washington St Suite 100 Buffalo, NY 14203 8885699635 August 19, 2010 My name and address WITHOUT PREJUDICE FILE# ........................: 1465071 CLIENT ACCOUNT# ..: 10443774 CREDITOR...................: CASHNET USA CLIENT...................: AIS Services, LLC CURRENT BALANCE ..........: $1,000.83 The balance of your account is as listed above. Our client has authorized us to release you from all responsibilities in regard to this debt for $1,000.83 . (Upon clearance of funds the above client will be notified with the correct adjustments made to your account records, and in the event the client has already reported this account to the credit bureau(s) they will be directed to update their tradeline on your bureau to reflect the new status.) The payment must be in our office on or before August 20, 2010 as this offer will no longer be recognized by our office after said date. Yours Truly, Representative Representative |
nobody send anything legit via email.if you haven't filed AG complaints against this bottomfeeeder do so asap.sorry,but that is another illegal move by a bottomfeeding slime trying to extort money on a most likely illegal ipdl.
Hi OP, Can you tell me the name of your state where you reside?
Hi OP,
Can you tell me the name of your state where you reside? I need to know if the original PDL company is legal in your state. Moreover, as Paulmergel said, no legitimate CA will send you legitimate documents to validate the debt via mail.
As for the CA, they have a rating of 'F' from BBB and have almost 114 complaints against them with the BBB. Check out for yourself: bbb.org/upstate-new-york/business-reviews/collection-agencies/p-b-capital-group-llc-in-buffalo-ny-66008633/
Quote:Originally Posted by AnonymousThis is the email I received
Quote:
Originally Posted by Anonymous This is the email I received. It did not arrive on any letterhead or anything. I asked repeatedly for proof of the loan and I was told the only way I could obtain proof was to deny the loan and accept a lawsuit and I wouldn't receive the proof until I was in court. Or I was to pay immediately and accept all charges against me. P & B Capital Group, LLC 369 Washington St Suite 100 Buffalo, NY 14203 8885699635 August 19, 2010 My name and address WITHOUT PREJUDICE FILE# ........................: 1465071 CLIENT ACCOUNT# ..: 10443774 CREDITOR...................: CASHNET USA CLIENT...................: AIS Services, LLC CURRENT BALANCE ..........: $1,000.83 The balance of your account is as listed above. Our client has authorized us to release you from all responsibilities in regard to this debt for $1,000.83 . (Upon clearance of funds the above client will be notified with the correct adjustments made to your account records, and in the event the client has already reported this account to the credit bureau(s) they will be directed to update their tradeline on your bureau to reflect the new status.) The payment must be in our office on or before August 20, 2010 as this offer will no longer be recognized by our office after said date. Yours Truly, Representative Representative |
You have got to be kidding me! OMG! This is just unbelievable, you REALLY need to forward this email to your attorney general's office asap!
I need some help!! I found out two days ago that my mother has
I need some help!! I found out two days ago that my mother has two liens on her house from this company AIS LLC. My mother is in a vegetative state and I am her legal court rep. All of her SSD and Federal Retirement goes to her nursing home. I am in the process of the sale of her home so she can get medicaid but it wont sale as a short sale if there are liens. Medicaid will not be approved if she still has this house. I am not sure if I want to call from my home number or even give them my name and info, not knowing if they will try to attach my name to this loan. Please advise.