Debt Consolidation Forums Payday Loan help forums

Drowning in Payday loans -- need help

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I have several pay day loans that I currently owe, and I am drowning. I am needing help to determine if these are legal in my state of MS and if they are not, what steps I need to take please.

payday loan 1 - obtained online via website.
Rosebud Lending LZO d/b/a ZocaLoans
PO BOX 1147, 27565 Research Park Dr.
Mission, SD 57555 - support@zocaloans.com
Financed - $500 - have made 7 payments of $148.37 - totaling $741.85

payday loan 2 - obtained online via website.
Clearlake Holding - Blue Horizon Loans
621 Medicine Way Suite 3
Ukiah CA 95482 - 800-557-9038 - customerService@bluehorizonloans.com
Financed - $450.00 - have made 4 payments of $135.00 and one payment at 193.50 and one at 175.95. - totaling $909.45

payday loan 3- obtained online via website
Hummingbird Funds, LLC d/b/a Blue Trust Loans
LCO PO Box 1754 Hayward WI 54843
Financed $375.00
Made one payment at $57.06 and 6 payments at $116.11 - totaling $753.72

payday loan 4 - obtained online via website
Speedy Cash
P.O. Box #780408
Wichita, KS 67278
Financed - $975.00- account is in default at the moment because one payment failed to clear- but they keep taking out payments. - 8 payments of 115.70 total - $925.60

Any help would be greatly appreciated -- never again will I do this.





Unless Speedy cash, all lenders that you have mentioned are tribal lending agencies and are illegal.

You have already paid enough; stop paying them more. Legally, you owe nothing.

However, as per the Mississippi payday loan law, the borrowing amount should be $500 that means Speedy cash had already broken the law.

Already you have paid so much. You can stop paying. If any issue arises, then contact your State's General Attorney.

Sub: #1 posted on Wed, 04/12/2017 - 05:17

sanderspatricia29 sanderspatricia29

(Posts: 724 | Credits: 74.26)

Yes, you're supposed to pay only the principal amount for an illegal pdl.

Sub: #2 posted on Wed, 04/12/2017 - 06:10

Good Nelly Good Nelly
Industry Expert
(Posts: 2670 | Credits: 372)

Thank you so much!

Sub: #3 posted on Wed, 04/12/2017 - 10:13

Unregistered


Sub: #4 posted on Wed, 04/12/2017 - 20:53

ditchdebt ditchdebt

(Posts: 669 | Credits: 99.12)

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