What questions do you have about pdls?
Date: Fri, 04/18/2008 - 11:55
Hey cannr....James posed a question....could we imagine what wou
Hey cannr....James posed a question....could we imagine what would show up on their doorsteps if we had a physical location.....wanna go? I bet it would be fun!
I'll come too! :lol:
Shazzers. . . it would be a hoot I am sure. Cannr cracks me up
Shazzers. . . it would be a hoot I am sure. Cannr cracks me up with her posts so I could well imagine the time we would have in person. The more the merrier!
I have another question. Is the laws that great in other countri
I have another question. Is the laws that great in other countries that some of these lenders will set up office overseas? Last question for tonight anyway, why do payday lenders call all day when you tell them not to call your job or send/fax a letter of cease and desist?
As far as showing up at some of these lenders door.................let me know when you go to Aurora, CO and I will be there. :lol:
......"ROAD TRIP"........ :lol: Count me in too :!:
......"ROAD TRIP"........ :lol:
Count me in too :!:
LOL! We had this conversation not too long ago! ROAD TRIP! Hell,
LOL! We had this conversation not too long ago! ROAD TRIP! Hell, we had it planned who was driving, where we were going, etc. It was hilarious!!! :lol: Don't get me started. If gas didn't cost so much, we could probably make a road trip! :shock:
wssu, you asked: Quote:I have another question. Is the laws t
wssu, you asked:
Quote:
I have another question. Is the laws that great in other countries that some of these lenders will set up office overseas? Last question for tonight anyway, why do payday lenders call all day when you tell them not to call your job or send/fax a letter of cease and desist? |
Ah, so they're oveseas. They're trying to avoid the law. Which they are doing; however, a lot of it has to do with the fact that people (like us) have no clue as to what's going on, where they are actually located, they are illegal, etc. Let them sit over there. Crap. The further away, the better, as far as I'm concerned!
As far as them calling you after you send letters, faxes, emails, etc., it's because they don't care, wssu. The majority of these guys are already breaking the laws, so why stop now? What do they have to lose? Their license? Hell, 1/2 of them aren't even licensed anyway! They don't give a crap, they're going to push it as far as they possibly can, and they don't care. That's it pretty much in a nutshell. Why stop breaking the law when you've gotten away with it for this long with so many people? These pdls have balls............
Hey wssu. They are not actually overseas. As Cannr said to the C
Hey wssu. They are not actually overseas. As Cannr said to the C&D, why do criminals keep breaking the law? Because they can. Not much more to it. I wrote a pretty detailed piece on Offshore Payday Lending. It's kind of long to post it here. Keep the questions coming.
I have another question........I have two checking accounts and
I have another question........I have two checking accounts and a payday lender found my second account. How did that happen and what can I do to make sure that it does not happen again?
wussa, you said: Quote:I have another question........I have
wussa, you said:
Quote:
I have another question........I have two checking accounts and a payday lender found my second account. How did that happen and what can I do to make sure that it does not happen again? |
Is your new account at the same back that the old account was? If so, that may have helped them track down your new information. Also, if it was at a different bank and they still found it, it could be a matter of them digging deep enough to find it. We have a couple particular pdls lately that have been finding out new bank account information and debiting. Also, if you've applied for any pdls with the new bank account information, the pdls "share" the information. Once one pdl has it, you may as well consider them all having it. However, one pdl did find my new bank account and debited and I hadn't applied for any pdls (hell, no!). So, they found it somewhere. So, I closed that sucker so fast and opened a new one. My belief is that if one has it, they will ALL have it. So, if you haven't already, you might want to consider closing the new account also. I know, it's a pain in the butt, but there's no telling who else may come along and start debiting that account.
Yeah James, I like it too, it says alot with out saying anything
Yeah James, I like it too, it says alot with out saying anything....
No...........One account is with a mainstream bank and the other
No...........One account is with a mainstream bank and the other is with a credit union. I went to the credit union Monday to put a hard block on my account with the intentions of closing the account after I get my refund from the government. I am going to the other bank today to request a hard block so I can close the account and reopen a new account.
Good, Bad or Indifferent I worked in the PDL industry for a good
Good, Bad or Indifferent I worked in the PDL industry for a good bit of time, The company I worked for told us, we wouldn't be shut down because the government didn't want to lose amount of money, they paid in taxes. I can't seem to find the link to your site, but Is offshore lending then an attempt to avoid U.S. or State taxes by these companies.
wssu, good idea, my friend. Block both accounts until you can pe
wssu, good idea, my friend. Block both accounts until you can permanently close them. I hate that they found your new account. It's rare, but it does happen. But, just be safe. Block them, get your deposits in them and close those babies out! :wink:
The funny thing is that the managers at both banks want to know
The funny thing is that the managers at both banks want to know how these companies get this information? They do not give it out, so if anyone has this information, please let me know so I can pass it on to the banks.
I would venture a guess that the new bank uses Chexsystems to ve
I would venture a guess that the new bank uses Chexsystems to verify new accounts.
On your Chexsystem report, the new account opening would show as an inquiry from Bank X. The pdl can pull your Chexsystems report, and see that you most likely just opened an account at Bank X. Some banks will allow a business to debit an account if they have a signed contract and the ss#.
I think that's Tim's version of being downloaded & Eastside Lend
I think that's Tim's version of being downloaded & Eastside Lenders versionof being updated. Some of the terms these people use are just hilarious.
lmk. were you employed by internet pdls or storefront?
lmk. were you employed by internet pdls or storefront?
Ah, bj! I see the post now! LOL! I was like "lmk worked for a pd
Ah, bj! I see the post now! LOL! I was like "lmk worked for a pdl"?!?!?!? :lol:
holy cow..no way in heck i'd ever work for those :twisted: idio
holy cow..no way in heck i'd ever work for those :twisted: idiots! Sorry if you misinterpreted my post. I thought everybody knew who "Tim" was. That of course would be Tim Atkins. Sorry for the confusion guys. Hey cannr....how ya been girlie?? I've missed ya & hope all is well with you! I've been caught up in reading some of James' posts....some interesting reading.
I'm still cracking up over you working for a pdl! :lol: I'm go
I'm still cracking up over you working for a pdl! :lol: I'm good, lmk! I see you on here every now and then! Yes, there has been some interesting reading lately! :wink:
Thanks. I haven't gone anywhere. Just staying out of trouble. Ho
Thanks. I haven't gone anywhere. Just staying out of trouble. Hope all is well! :P
Me too James, I have been busy with work, but keep coming back t
Me too James, I have been busy with work, but keep coming back to see whats up, hey there llw.
All is well, BUY staying out of trouble is NO fun! Any new words
All is well, BUY staying out of trouble is NO fun! Any new words of wisdom for the group?
James - There is alot of information about this industry that ju
James - There is alot of information about this industry that just blows me away..I think every day how stupid i was to even get involved with something so illegal. I have used one payday loan company for a few years now and am sick to think of how much money they made off me.