Pay Day Loans

first off welcome.second you need to close your current account and open a new one.next we need the following.

names of each pdl
how much borrowed from each
how much debited total from each
what state are you in

it sounds like these are internet,if so please provide the info requested.we can and will help here.gain welcome.

Yes they are all internet.......

OneClickCash.............390/ 90 per check
ameriloan..................390/ 90 per check
SpeedyPayDay...........390/ 90 per check
ColdCash...................260/ 60 per check

I am in Rhode Island (just moved from Mass.) This is a great site.

How do I change the avatar to a male........I'm getting a couple chuckles but its a little embarrassing!!

okay,so if what you said in your original post you have been paying all of these for two months?if so you have overpaid each of them.did you get the loans while in RI or while you were in MA.that is key.either way please close your current account.these illegal that's right illegal pdl's will debit forever if you let them.you have paid enough on these.i can tell by looking that none of your pdl's are licensed so you only owe the principle borrowed.any so called interest goes toward the loan.

I applied while in Mass. They are illegal? Oh man. How should I do it.......Is there a smooth way of doing this with my bank, or do I have to leave this bank altogether?

not really you can just have them open a new account while closing that one.just make sure it can't be re-opened by the pdl's attempts to debit which they will do.

Is this something that can normally be done after business hours(now) or should I wait until the morning?

Do banks understand these situations normally? Should I just tell them the situation? Is there any documentation that I can acquire proving their illegality?

speak to the manager.go in person they will help you,and yes they probably have had to do it before.in this day of ID theft they more than likely have dealt with worse than this,but yes you should go and see the manager in person.

Oh Crap! That just reminded me that these companies also have all of my personal information, like my ss# etc. Do you have any other suggestions to protect myself?

You are being incredibly helpful!! I am going to let everyone I know about how educating and efficient this site is.

as long as your bank helps you with that and also have them out a fraud alert on the new account you should be fine.

I am in Florida and have 8 pay day loans from the internet. If I close my bank account and reopen a new one. Won't they be able to come after me legally then?

They'll tell you that they are...but can't.

Which companies are you talking about specifically? How much did you borrow and how much have you paid?

I currently have a pay day loan out that I have been paying on for about 2 months. They recently told me that they are now going to start deducting 140.00 on the loan. I have paid 90 dollars every two weeks for the 2 months. What can i do about this?

Im in a bond and i need to take out a payday loan is there someplace that is actually legal that can help me out?

My names whitney I live in ohio i curently have six pay day loans and been paying them for over three months I am ill and cant oay them like I have what can i do

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