Paying off loan then taking out again...clock reset?

i have done this before - it's the horrible payday loan cycle :(
i believe everything gets reset but please correct me if i am wrong..

That was what I was afraid of.....I'm thinking of using PDL assistance. I can't decide WHAT to do about this mess...

you probably can sort this out yourself, i did my own and it turned out okay,
i am sure someone familiar with texas and/or these companies will be around soon to help :)

The "clock" resets and I would recommend doing this yourself and NOT paying some company alot of money for thier "service".

Gosh........thinking I'll just take care of this myself! You guys have awesome advice. I think the only leagal one i have is CNET so Eastside I can fight to get them to admit paid in full because I've paid them 1300!!!!! GFS will be paid in full and owe me a refund too. Don't care about refund just want them off my back!!!! Ameriloan I'll owe full 550 , PDL will only owe like 200 and VDF will owe like 300. I can do this....I can do this....I'm going to be confident!

Well Best of Luck to you my friend :P

you really can do this, good luck and keep us posted :o)

I don't mind talking to them myself...Just don't want them calling my work or family....That is thing that keeps me up at night...Embarrassment but I guess I'll live.

I'm curious about what to expect once i tell them I know they are illegal .... How bad it will get....

they usually deny being illegal.. all the ones i worked with were not legal (loans are prohibited in my state) and some kind of laid low and went away and others i am still fighting with, over a year later.
i do not think working with a company will stop the calls and they are not as bad as it seems.. i know some are brutal but i do not think most are too bad.. some do not call right away neither and most are pretty good about not calling at work.

THe thing that scares me is reading like GFS (GFSIL?) who I do hae a loan with called work and spoke to boss and asked for wage garnishment?> I didn't give them my references "real" numbers....but I did give names and relationship so I'm sure they could find their info on some database somewhere if they go to those lengths....Did they call your boss or family?

i did not give real numers to most neither ;)
but the ones i did give my work number to, they did call my work but luckily i picked up and told them not to call there anymore and it somehow worked?

Bea....I am scared just sick....I could throw up. One minute I'm hopeful and the other I'm just thinking I;m going to be totally humiliated at work and with my family. My parents would just die of disappointment - my boyfriend would break up with me if he found out....UGHH. I don't know what to do.....Keep shuffling with no $ left over to avoid humiliation, use PDL eliminators - would that buffer their desire to contact everyone I know? or just fight them and brace for losing respect, humiliation with family and friends?

please try to relax :) believe me, i was the same way last year when i had my problems - from what i have heard, using a company will not stop the calls.. or it will stop them as much as doing it yourself.. i really understand but please try to end this cycle! my family was mad at me, too but eventually they got over it.. nobody will lose all respect for you for getting into money problems.. most people do understand.
again i really do understand.. i was so scared when this happened! but you have to stand strong. you can do it! just please come here (consider registering even :)) and ask any questions you need to.. this board changed my life!

So your family did find out? THey were calling them?

I actually told my family.. i was strapped for cash and had to tell them why :(
you really will be okay, i promise :)
in answer to your question on my page, if you stay in constant communication with them they tend to not speak with your references. i hope this helped.

Bea21s thank you soooo much! I will sign up and be stalking this forum for info / advise.

i hope we have helped.. everything is not as bad as it seems, i promise.

hello, guest - on my page you asked if it were possible to get a paid in full. i cannot answer you back as a guest but yes i have gotten paid in fulls for ones i have overpaid. in fact i have gotten paid in fulls for ones i did not pay 100% (loans are not legal in my state and one particular company said that i am done when i kept fighting.. ) also i have heard of members here getting refunds! please keep us posted and feel free to ask any more questions.. everything will really work out. :)