'Like a drug': Payday loan users hooked on quick-cash cycle

Very interesting an true. However if someone else dug themself into a hole, and kind out it was an illegal lender, can't they just close their bank account and set the loan on the back burner and pay it off down the road?

Please register with the forums and yes.. I did't write the article and it doesn't reference who the lenders were - But in Idaho - Online lenders must be licensed - so there may have been other options.