T & C Acceptance? Things are looking bleak...

tukki - someone will be along soon that has the T&C information. I'm surprised you aren't able to get someone on the phone. Don't be discouraged. You can get information from T&C and weigh your options then. Many people on the forum use T&C. Someone will post the info. for you. Please don't feel down. We can help you, and T&C may be able to help you.

This is what I found when I googled them:

Town and Country Acceptance Corporation
400 Century Park S
Hoover, AL 35226
(205) 823-4930

Let me know if that doesnt work and I will try to find another number for them.

I have the following address and phone number from them as I am going to be signing up with them and that is where I send the contract back to:

Town & Country Acceptance Corporation
PO Box 660500
Birmingham AL 35266

phone number: 205-823-4930
fax number: 205-823-7858

ladybug

Thanks for the information...it is very much appreciated. The #'s you provided are actually the ones I do have. Actually, I have a toll free # for them too if anyone is interested:

800.654.7818

I called the toll free # late today, and I actually spoke to someone, but I got disconnected as I was being transferred. So I will desperately try to get ahold of them tomorrow, hoping all the while that the PDL's don't keep calling me at work and start calling my references and my boss, oh geez tomorrow is going to be stressful.

I've got my fingers crossed that they will be able to help me; not only am I in up to my neck with the PDL's but I have other collections and past due accounts that I'm hoping they can help me with.

I want to say thanks again to all of you who post on these forums. It makes my situation a little more bearable to know that there are people out there who have experienced the same thing and come through it - and are kindhearted enough to post the knowledge they gain for the use of the others in need.

THANK YOU ALL!

Town and Country Acceptance Corporation
400 Century Park S
Hoover, AL 35226
(205) 823-4930
Tel: (800) 890-3909

Alabama Secretary of State Record

Legal Name: Town and Country Acceptance Corporation

Place Of Inc: Jefferson County

Date Of Inc.: 04-24-2002

Reg Agent...: SHEARS, ERIC
2081 COLUMBIANA RD
BIRMINGHAM, AL 35216

Prin Address: BIRMINGHAM, AL

Nat Of Bus..: PROVIDE INFORMATION/COUNSELING TO PUBLIC

Names Of Inc: SHEARS, DENNIS L
SHEARS, JOAN E
SHEARS, ERIC J
Here is the info on them from Alabama Secretary of State.I have heard a lot of good reports on them from members here.

Thanks cajun!

Tukk - Virtually all of us have been there, and lived. I had 9 pdl's a couple years back, and I managed to clean them all up, living in a state that at the time let pdl's run wild . . . . So it can be done, no matter how bleak it looks.

Have you considered telling your boss and coworkers that your id was stolen? And that the theif took out some shady payday loans? I know it's lying, but it can help lessen the embarrassment caused when these places call and tell your coworkers you are about to be arrested for theft and such.

There have been good things posted about T&C. Do a search for them in the search box and see what others have said about them. I wouldn't even worry about it. After you finish the program you will get some of that $ back.

ladybug

T&C does not pay any accounts up front. You pay them and then they turn around and pay the company for you.

wow do i love this site, i've just signed up and already learned a ton. thanks for the posting on T & C. i have learned a huge lesson and will never get another pdl again! makes me break out in a cold sweat to even see an ad..lol there is hope!

They are legit company, I'm been using them for over a year now.

i have heard good stuff about t & c thought i opted to take care of the loans myself. to each their own - good luck and let us know if you have any more questions :)

i got the form from t&c i really dont under stand what to do with it all it say is to fill it out and send it back and they gave me and my husband a western union paper and they want money orders only so i was wondering do you have to send them money first because we spoke to them on the phone and they said nothing about money up front first they said they'll pay off everything for you and you just make a payment either a week or a month it up to you and the way i was telling them about these damn loans it would of been 500 dollars and they were like is there anything else you need pay of like credit cards or cell phone i told them yeah my cable bill and my internet with embarq and time warner cable they said the only way they could pay off debt for you if you quailfied is if everything adds up to 1,000 something dollars so then they say i got approved just because my cable bill was like 356 and my internet was like 318 and my loarn were like 155 and 384 and that add up to 1,000 something they weren't even help ful to me i dont understand them

the only reason they dont appect other state is because you dont have to pay them back and they cant send you to court because of there laws like a sample they pay off your debt for you you get tired of making payment to them and they be like why you aint sending your payment to us and they get really mad so they take you to court for something so stupid maybe you didnt have to give them money this whole time it called money problems there posed to help us why do we have to pay them they proably keep the money for themselves or something we should get a recipt everytime we make a payment so we could see what we have left to pay

how do we know if town and courntry is real or not they supposed to have an address not a po box my letter just say town and courntry po box and then the zipcode does that make any sense to you it doesnt to me i and i have there number to my hus band asked them if they were real or faked fraud and they said yeah we were with this company for 30 years lol and when i called on the weekend they said there open from monday to friday to 8 to 7 it was the voice message the paper look funny to me so i dont know and they pay off child support to lol

yeah these loan people wont stop calling my house either they cant do nothing to you they want you to go to the office so they can take you stuff by filling out a form but they cant do anything if you dont call them they want me and my husband to go up there but i aint got a car to go there and i have nothing to give them colleratel so they cant come to my house they cant take me to court it only been 4 weeks and there crying about money i always pay them on time and now there crying like a bitch i mean get over it