First Direct Mediation is now calling me and wanting additional money on this account. Call was the same threatening one. Received a generic email stating the amount. I explained that the loan was paid last year and he said I still owed $2500 more. What should I do?
Took payday loan out in Feb of this year, $1,400 loan
Paid back almost $2,000
Got a call today from 833-531-0948. It was a recording. Called the number. Man said he received a complaint today with my name and social security number attached.
The man stated he was going to come to my house Wednesday of this week to deliver documents and that I needed to be present and show phot ID and sign for papers.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.