PMB Capital? Collecting on PD Loan
Date: Tue, 02/16/2010 - 15:04
Does anyone have any information on this agency or suggestions as to what I should do? They keep calling and sounding like they are going to pursue legal action and I can't find any information on them.
Thanks!!!
By the way, they can't call it a bounced check unless there was
By the way, they can't call it a bounced check unless there was a paper check involved.
I don't remember the name of the original creditor, because I've
I don't remember the name of the original creditor, because I've had many online payday loans. I think it may have been JD Marketing Group or something of that nature, and I'm in Illinois.
I didn't think they could charge me with a bad check when it was never a "check". They have a recording of me setting up payment arrangments, and then the arrangements were broken. I've been advised to not deal with collection agencies, until I receive something in writing, and I haven't received anything from this agency. Can they file some kind of claim or suit against me? For a $300 PD loan?
Quote:Originally Posted by AnonymousI don't remember the name of
Quote:
Originally Posted by Anonymous I don't remember the name of the original creditor, because I've had many online payday loans. I think it may have been JD Marketing Group or something of that nature, and I'm in Illinois. I didn't think they could charge me with a bad check when it was never a "check". They have a recording of me setting up payment arrangments, and then the arrangements were broken. I've been advised to not deal with collection agencies, until I receive something in writing, and I haven't received anything from this agency. Can they file some kind of claim or suit against me? For a $300 PD loan? |
I doubt if they will follow through with their threats. Once a collection agency contacts you via telephone they have 5 days after their first initial contact with you to send you a dunning letter (letter of collection) thru the mail, that is a federal law (FDCPA). Never admit to owing a debt on the phone, tell them you need documentation to prove this is a valid debt and you won't discuss it until you receive it.
They are horrible...these jokers keep calling for someone who us
They are horrible...these jokers keep calling for someone who used our number but has never lived here & is just distant family member. They repeatedly call & use profanities when we say "wrong number." I googled to find this forum. Anyone have any advice? Phone company offered to change my numbers but why should I have to do that???
I removed the link to the company, let's not advertise for them. :)
even more humorous, read this pandbcapitalgroup.com/content1.a
even more humorous, read this
pandbcapitalgroup.com/content1.aspx
Link deactivated per the TOS. I left it because that is hilarious!!