about to go under

Hi and welcome to the site. jjha31, sometimes a loan is not the answer, I know it seems like a quick fix, but payday consolidation may be the answer. Please let us know what state you are from and if these payday loans are storefront or internet, how much you owe and if they are in default. If you donkt want to do that I do hope that you click on the "free consultation" button that is just to the right of this post where they can help and point you in the right direction.

thanks,
Luke

Thanks Luke. How do you go about getting payday consolidation. I am in Texas and two loans are storefront, one for $1000 (Check & Go) and the other $750(EZ Cash) and two are internet one for $2600 (CashCall) and one for $360 (MTE Financial), not yet in default but they will be soon. I need to find a way out ASAP. I am sinking.

Desperate, You have come to the right place for help. If you list for us who you have loans with, how much you have borrowed , how much in total you have paid back to each, we can help. In the meantime I will post the laws for texas.

You will find the Payday loan laws for Texas here (just select your state),
http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

PLease note Cash Call is not a pdl...and they are legal. Please read the notes at the top of the page in regards to them...MTE would be the only ipdl you have. How much was the loan for? And how much has been paid on it? (including their fees). You may be able to do a consolidation or you also may be able to make other payment arrangements with them. Luke is right...since you are a registered memeber you can take advantage of the free consult...I wish you the best of luck!!