I got ripped off

Mornin' Virginia -

Are you living in the state of New York? NYC? What sort of loan or other debt did the man who called you say he was collecting on? Did he say what company he was working for, or the name of the creditor?

You said you spoke to lawyer. Was that your attorney, or theirs? And what did he tell you? I'd like to help you, but you need to give me some information to work with.

no i live in texas and he eventually got around to saying it was a cash advance no other information but my bank statement does not reflect it i do have 3 loans that i have spoke with and it was not from them it was my lawyer i spoke with and he is under the idea that if it did not go to a loan agency but a driving school it was a scam ty for answering me

OK... First, let me move this to a part of the board where our payday loan experts will see it sooner...

That's better.

I'm with your lawyer on this one. Going to a driving school in the Bronx?... Definitely fishy. What sort of prepaid credit card did you use to make this transaction? And, please pardon me for breaking the old Southern maxim about never asking a lady her age, but how old are you? I have an honorable reason for asking.

Wow you got robbed. But I did the same thing and only lost $250. Even if someone "takes you to court", you have to be served a notice and have an opportunity to respond, in Ohio it is 28 days. Everyone threatens to sue, hoping you will get scared and cave in. Lawsuits take time and the court will not award the other person without hearing from you, unless you follow the courts proceedures. In this matter, call an attorney. If you were a victim of a crime, and you were, the police and/or investigators have the tools to obtains records, business info and other info needed to solve the crime.Next time you get a call, have them send you something so you validate who they are. I had someone calling me and finally they gave up because I insisted on them producting me with information, either a letter website address, ect. After a week they stopped. Another trick is to tell them the call in being recorded.

I would take any and all information you have on this outfit and contact your State attorney generals' office as well as the agency responsible for financial regulations in your State. Do you have any of their telephone numbers, names, etc., at all? It's possible that someone on this site has had dealings with them.

yes i have some info on them if it has not been changed and i am 57 yrs old and apparently really dumb for my age to have fallen for something like this but this has never happened to me before so i was scared and really really upset

Man that is a shame they pulled that off :( Wish you could get that $500 back.

also i got two names a kevin lloyd and dave lawerence got a phone number and fax number but today is the 4th of nov and he has not called back to get the rest of what he says i owe net spend from heb is the prepaid credit card and i am in contact with them to see if i can retrieve my money but i wont hold my breathe about getting it back i would die from lack of oxygen before then just i know it wont happen again you have all been very nice and helpful i appreciate that because that is the kind of people i have always dealt with until now with these creeps

Well keep us posted. And report their a$$ to your state Attorney General office!

well heard from kevin lloyd again left me a message on my phone number unavailable but did leave me the number to reach him told me it was a call to remind me to load my prepaid credit card with the 500 dollars he says i owe called the number left him a message told him i needed proof of the bill i owe and clients business name also told him i was contacting authorities and was recording any and all phone calls and let him know my lawyer felt it and he is a scam and he needs to return my money if he has a legitimate claim he will let me know if not maybe he will leave me alone also told him i would not be put in jail just because i cannot pay ok tell me did i say the right thing to this terrible man ty for replies