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The day gets worse

Date: Thu, 01/31/2008 - 09:21

Submitted by cdollar
on Thu, 01/31/2008 - 09:21

Posts: 227 Credits: [Donate]

Total Replies: 25


I got a call from PayDayLoanYes. I asked them to send me a letter showing what principal I still owed. Then she gets ALL crazy:
Her:You didn't care if it was legal when you borrowed!
Me: Er, well, actually...
Her: This is a felony. You wrote a bad check over state lines!
Me: I actually didn't write you a check, I...
Her: You're going to be prosecuted!
Me: Well, that's where your wrong. State law states that...
Her: We're not located in your state! You better...
Me: I don't have to listen to you, nor do I have to be talked to like this. You can send me a letter and I will GLADLY pay any principal I owe.
Her: Just sit where you are--I'm contacting the authorities.

Uh, I did not need this crap today.


cdollar I'm truly sorry you have to put up with this, it really gets under my skin when I hear stories like this, these people are so well trained to monopolize the conversation when they make these collection calls, we need to somehow figure out how to keep our composure and beat them at their own game, and the thing is, it IS a game to them. :x


lrhall41

Submitted by Shazzers on Thu, 01/31/2008 - 09:41

( Posts: 17344 | Credits: )


To payday lender.
This forum is full of people who know your entire playbook of stupid threats.run along deustch bank,you have people to illegaly harrass.


lrhall41

Submitted by paulmergel on Thu, 01/31/2008 - 10:08

( Posts: 15514 | Credits: )


Shazzers, I think you're right, re. these people not majoring in English. I mean, when was the last time any of us heard someone use the word "shenanigans?" Where did they learn English, from old reruns of "Leave it to Beaver" or "Father Knows Best?" Golly Beav, sounds like the Pay Day Lenders are REALLY upset, huh?


lrhall41

Submitted by on Thu, 01/31/2008 - 10:52

( Posts: | Credits: )


cdollar, sorry this happened. I am getting the same crap from Legal Medation Services...funny thing...I know many of the local, state and federal officers in my county, when I told them that they backed off for a little while. It still sucks just to have to deal with it..even though you know they can not do what they threaten. No ..none of us need this. :?


lrhall41

Submitted by RoxyNY on Thu, 01/31/2008 - 17:01

( Posts: 4178 | Credits: )


It will get better....it just takes a little while. I get angry too. I get tired of hearing the BS especially since I waaaaaaayyyyy overpaid all of my pdls. I also get shaky when I get angry, my voice shakes too and I hate that becuase I do not want them to think they intimidate me. I have been doing this about six months, started with nine and am down to three...it will get better. Hang in there...

PS...that is a great avatar.


lrhall41

Submitted by RoxyNY on Thu, 01/31/2008 - 17:07

( Posts: 4178 | Credits: )


Sorry CD I was laughing at what Pach posted. I was not laughing at you. I am sorry you had to go through that. I get that way also. When a CA called me and then told me I was refusing to pay because I wouldn't give them my checking account number and said they were giving it to their legal dept. I was like holy sh#%*t and I was on my way in to work. So I know how you feel.


lrhall41

Submitted by puddlejmpr on Thu, 01/31/2008 - 18:21

( Posts: 1634 | Credits: )


CDollar...no one is calling authorities and if the calls continue and the company does not provide the information you are asking, you should file a complaint with the Attorney General in your state as well as the state the payday company is located in. I believe their company is located in Utah...I found some info on the BBB site.

Good luck...


lrhall41

Submitted by waterbug811 on Thu, 01/31/2008 - 18:57

( Posts: 136 | Credits: )