Having problems paying back a pdl
Having problems paying back a pdl(payday loan). Will they prosecute me?
Welcom to the forums. Can you give us more information? What sta
Welcom to the forums. Can you give us more information? What state do you live in? Are these internet pdls or storefronts? How long and how much are they for?
Submitted by Colleen H Carrocia on Sat, 06/30/2007 - 07:02
pdl
I live in Ohio and used a store for my pdl. I owe them 485.00. I have been trying to pay it back since April, but have been strapped for money. A lady at the corporate office told me that Monday they will be taking this to the courts. What will I expect? Will a sheriff come to my house with the papers or will a letter come to me in the mail?
What company is this storefront?
Submitted by Colleen H Carrocia on Sat, 06/30/2007 - 07:13
Oh they are stinkers! Checkout this link it gives good advice on
Oh they are stinkers! Checkout this link it gives good advice on how to handle pdls and it also has the Ohio law regarding pdls.
http://www.debtconsolidationcare.com/ohio/general-laws.html
Submitted by Colleen H Carrocia on Sat, 06/30/2007 - 07:16
pdl
Does anyone know how they contact you if you have to go to court?
If I were you I would try to set up small payments that you can
If I were you I would try to set up small payments that you can afford with them first. I would send them a bank check or a money order in small payments even thoughthey tell you that they won't accept payment I think that Ohio law says that it can be done.
Submitted by Colleen H Carrocia on Sat, 06/30/2007 - 07:44
The phone number to T&C is 205-380-2995
Submitted by i rather be broke on Sat, 06/30/2007 - 08:05
pdl
Does anyone know what the loan term means in Ohio? It states six months.
Quote:A lady at the corporate office told me that Monday they wi
Quote:
A lady at the corporate office told me that Monday they will be taking this to the courts. What will I expect? Will a sheriff come to my house with the papers or will a letter come to me in the mail? |
I was dealing with Checksmart also and their corporate office is a trip :evil: If they are going to take your papers to court than most more that likely, you'll probably receive papers in the mail for a court mediation hearing to settle the debt. I don't think a judge is involved, it's just a hearing between you, Checksmart, and an arbitrator.
Thanks
Thanks brown sugar for the advise. This has been an terrible experience. Been worried to death. Never want to go through this again.
pdl
I just got off the phone with a lady from checksmart. She told me payment would need to be in the store today by 5pm. Tomorrow it would be going to their attorneys and I would need to get a lawyer. Does anyone have any comments on this?
First off, they can't arrest you for defaulting on a PDL. They c
First off, they can't arrest you for defaulting on a PDL. They could take you to civil court or arbitration. Either way, you will be sent to collections but cops will not be on your doorstep. Work on getting a payment arrangement you can live with.