calm before the storm?

It may take a couple days. Even store fronts don't call the first day of default and internet lenders can even be slower.

Just remember to stay calm if they do call.

it surprised me also that the calls did not come right away. some did, some called eventually and some kinda dissapeared for the most part. they won't forget you though and will be back just be prepared and stay calm. some of them really will listen to you and stop bothering you.

i'm still suprised, monday and not 1 call or email. the funny thing is 2 weeks ago before i defaulted i called them all to let them know what was going on and try to work out payment arrangments and i was the worse person in the world and was getting rude messages and emails. its funny because as soon as i stoped responding they just quit. but your right i know they wont forget me sooner or later its going to happen.

For me, I defaulted on a Friday and the calls started on Tuesday. They still call my work every so often since I changed my cell phone number.

i'm hoping my c&d letter will prevent them from calling my job but thats probably just wishfull thinking. but i do work in a huge call center with about 400 people so good luck finding me =)

most actually respected my not calling work wishes. i guess it depends on the company. good luck, and stay strong.