pdl's
Date: Tue, 11/11/2008 - 02:59
storefronts:
quick cash 300 pd. approx. $1600 in fees
" 100 pd. approx. $180 in fees
cash advance 300 pd. approx. $1600 in fees
" 300 pd. approx. $315 in fees
" 150 pd. approx. $50
internet:
cuonpayday $200 pd. 60 in fees
I'm on a fixed income and I'm just sinking fast.
What do I do?
Hi there and welcome! I am going to post your pdl laws, most of
Hi there and welcome! I am going to post your pdl laws, most of your loans are from store fronts, have you defaulted on any of these loans yet? If you haven't, you may be eligible for the EPP (Extended payment plan), this will allow you to pay off your store front loans in four equal payments on each payday, IF, each of these store front lenders are members of the CSFA (The Community Financial Services Association of America ) and you request the EPP plan BEFORE you default.
South Carolina requires Internet based pdl's to be licensed by your state.
Quote:
South Carolina State Information Legal Status: Legal Citation: S.C. Code Ann. 34-39-110 et seq. Loan Terms: Maximum Loan Amount: $300 Loan Term: Max: 31 days Maximum Finance Rate and Fees: 15% Finance Charge for 14-day $100 loan: $15 apr for 14-day $100 loan: 390% Debt Limits: Maximum Number of Outstanding Loans at One Time: Not Specified Rollovers Permitted: None Cooling-off Period: Repayment Plan: Collection Limits: Collection Fees: Lesser of: NSF fee of $10 or actual charge Criminal Action: Prohibited Where to Complain, Get Information: Regulator: South Carolina State Board of Financial Institutions Address: Consumer Finance Division, P.O. Box 11905 Columbia SC 29211 Phone: (803) 734-2020 Fax: (803) 734-2025 Regulatory Contact: C. Dean Bratton,, Commissioner of Consumer Finance |
I haven't defaulted on any of my loans yet. I just need to cont
I haven't defaulted on any of my loans yet. I just need to contact them and ask for payments.
How do I check to see if cuonpayday.com is licensed in south carolina?
REPLY
to get the EPP on the storefronts you must go in person before your due date and see the manager.they will put on the EPP.the regular employees will try to say they can't offer it.
