Help - Old payday loan - need answers
Date: Wed, 08/18/2010 - 09:53
Strange.. as this has been on my credit report for awhile.
Orginial Creditor - Quick Payday inc
Loan was taken out 12/2005 or 1/2006
The creditor called for awhile but refused to provide any documentation that i took this loan - stating they were a "paperless company" and they were overseas.
I dont know anything about this loan - but my ex DID cause some problems.. so anything is possible.. but still, i had no proof.
Asset Recovery apparently has this loan now....
Was Quick Payday Inc licensed in Texas 2005-2006?
Has statute of limitations expired?
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Check the site thoroughly. It???s an excellent site with some wonderful options for you. It will definitely help you. Have a look
SOL in TX is 4 years. If there is no contract for this debt, th
SOL in TX is 4 years. If there is no contract for this debt, they can't prove you owe it. I would send Asset Recovery a debt validation letter and you'll likely be done with them.
OhioGal, i did as you advised... and they sold my case to Morgan
OhioGal, i did as you advised... and they sold my case to Morgan and Assoc. without EVER replying to my validation letter. Now morgan and assoc is hounding me. This never stops. They said the loans was taken out in 2005 and again, no documentation.
Veronica: Send Morgan and Assoc the same debt validation letter
Veronica: Send Morgan and Assoc the same debt validation letter you sent to Asset Recovery. I faulted on a payday loan and so far 3 different collection agencies has had it. For me, the lender is not licensed to do business in my State and I have paid back the principal balance plus some. So, if anything they owe me a refund.
Now the same person called my work # again and i told him i aske
Now the same person called my work # again and i told him i asked him not to call my work number. he said someone just called him from my number and said to call right back.. that's a LIE first off. i told him not to call me again at my work number and he kept repeating "are you going to pay this bill" over and over and over.
