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Calls are starting again

Date: Wed, 10/15/2008 - 14:30

Submitted by anonymous
on Wed, 10/15/2008 - 14:30

Posts: 202330 Credits: [Donate]

Total Replies: 13


I thought I had gotten rid of these guys. Unfortunately, I got a call again today from someone named Jason saying he as collecting for Quik Payday. It was the same old message ... urgent I call back and he could only wish me good luck if I didn't act on this. I got rid of them once about six weeks ago when I had my attorney call. When he told them he intended to sue them, they hung up on him. I thought I was done with them. Now they start up again. I have never had a loan with Quik Payday and all my past loans are paid off. How the heck do I get rid of these guys??


Ignore them, hang up on them, whatever; they're a real pain, aren't they? Rather like those corpses in horror movies - you think they're dead and then they suddenly spring back to life. You could TRY asking them to send something in writing on their company letterhead stating that they have legitimate business with you, but the odds are very good they won't do it.


lrhall41

Submitted by on Thu, 10/16/2008 - 05:15

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Holding down the #3 button on the phone is pretty effective. The important thing, though, is not to talk to them. Collectors don't sial their own phones and don't pick and choose who is going to get called. A computer called a "predictive dialer" does it. The dialer makes lists, called "queues" based on its calculation of how likely you are to pay. Newer debt always goes into a queue for a while. How long depends on the company. After that the computer measures how long the calls last (regardless of whether you are negotiating or cursing the collector out) and decides whether to keep you in the queue or not. The more time you spend on the phone, the more likely you are to eventually pay, statisically. So you'll stay in the queue longer.


lrhall41

Submitted by FreakyFriday on Thu, 10/16/2008 - 08:51

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So, are you saying I may still be in the que for awhile? These calls started around the first part of June, lasted for about a month and then stopped. I thought I had gotten rid of them and then they started up the first part of August. This is when I had my attorney call them. I thought he had finally gotten rid of them. So, should I not have him call back then?? Will they eventually go away completely? I have never had a loan with Quik Payday and have no idea why they keep calling.


lrhall41

Submitted by on Thu, 10/16/2008 - 10:28

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i recently got a payday loan 7 have been paying up on it, but ever since i got the loan my sister has been recieving calls from paul kuperstien & associates, looking for me saying i owe a large amount of money & that i need to contact them at 905-474-3535 ,,,, what should i do , should i call that #, should i contact a lawyer?, i do have some debts, but ive heard nothing but bad news about this so called agency, please help im under stress as it is & at a lost on what to do..,?? im not even sure if im asking in the right area but can some one help or send me in the right direction please


lrhall41

Submitted by jd on Thu, 10/16/2008 - 14:58

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