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Unauthorized payments taken by QXL Online

Date: Tue, 08/31/2010 - 09:46

Submitted by Dede Hulett
on Tue, 08/31/2010 - 09:46

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Total Replies: 19


QXL keeps taking money out of my bank account. I borrowed $200 and they have taken 5 payments of $52.00 each and another $52.00 payment was returned due to insufficient funds in my account. I can't get in contact with anyone to ask them what they are doing, but I called my bank, Chase, and they told me to close my account and they will re-route any outstanding checks you've written to a new account number and you can file a claim for any money that they were not authorized to take from your account. Never again will I do a loan like this online. Crazy...


Quote:

Originally Posted by SOAPLADY
Did you read the terms of the loan? PDLs are expensive.

:confused: No, not really, but when I read some of the blogs other people put out on this, they are saying that you have agreed to the laws of Malta by taking out this loan and they were stating that they did not live in Malta; wherever that is, and that since they are US citizens and QXL is debiting a US Bank account, that as US citizens, we are not subject to the laws of Malta and therefore they are null and void. I am closing my bank account today and will learn from this experience not to ever do anything like this online again. Thanks for your response.;)


lrhall41

Submitted by Dede Hulett on Tue, 08/31/2010 - 09:59

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exactly,but if there is no payoff option and the loan is illegal once you get the principle the person owes nothing and those fees get deducted.again the contract is worthless as you are an illegal entity and are entitled to nothing but the amount lent,and those interest debits get deducted from that,but hey thanks for stopping by humanoid.


lrhall41

Submitted by paulmergel on Thu, 04/21/2011 - 06:27

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DO NOT DO BUSINESS WITH THIS COMPANY! They do not have any way of getting in touch with them. No address, no phone number where someone actually picks up, no email addesss. They will steal your identy and threaten you daily for payment on loans you didn't even request. There is no settleing your account with them if you have already accepted a loan. You need to report this as fraud to your bank and to the major credit bureau's. They will help you. More than likely this company already has your life in their hands. This happened to my husband. It is awful! I called the number back that they called us from and it is a fake number. They are spoofing phone directory numbers. My husband got told they were going to arrest him and that they would sue him. Nothing ever happened cause they are not legit. Do not give them ANY personal information what so ever!


lrhall41

Submitted by on Wed, 06/01/2011 - 12:45

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I understand your frustration. I had a training for this company and i didn't return on my 2nd night. I feel bad about what's going on. There's no customer service satisfaction,agents are usually rude and they're not disclosing the terms and conditions so they will agree and sign up. Once you've clicked that Agree button and continue,,, you can never cancel that application... and they will eventually get an unauthorized money from your account... Please don't buy this kind of online loans... I'm just a regular employee and I understand how important each penny is. It would be best to go to your nearest branded bank and apply personally.


lrhall41

Submitted by on Mon, 06/25/2012 - 20:03

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I took a loan for $200 from qxlonline I had a problem . My bank freeze my accout befor they can get their money out now I am trying to pay off my loab I call the number n a lady tell me to send a email to someone I try n that email address is wrong..i got a call from a a guy who claim he is going to sue me n friday they going to my job to arrest me so I told him how can I pay off mu loan today give me the number to call qxlonline he tell me at this time they don't want to talk to me so they cant give me no number ..them I told him well am not paying no money to him because c my loan was 255.00 n the law firm tekl me I have to pay then 510.00


lrhall41

Submitted by on Wed, 06/27/2012 - 17:02

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yes this people did the same thing to me today they took 200$ and then 55$ without my permission . they are the worst perople to deal with i absolutely hate qxl and i will never deal w them again thanks to them i am negative in my banking acct now ... And for those of you that need to talk to them there is a way when you log in you can submit a ticket and ask them anything and they will answear you question ... Hope this helped god bless


lrhall41

Submitted by on Fri, 08/24/2012 - 17:45

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listen everyone ive gone through this before when i had payday loans and they were all upto date and current. alot of times either scammers or people who bought information from payday loan companies. i recieved a call from someone with a heavy middle eastern accent saying i owed a bunch of money to TLC fast cash for default on my loan. he stated that he was going to sue me and that i would be arrested if i didnt not pay, also stated someone would be at my work on monday to serve me with papers. now at the time i didnt know any better and became really nervous, so i called TLC fast cash and they informed me that there system has been hacked and they were trying to scam me also stated the FBI has been informed and that i should also call the FBI to inform them. i did this and they stated there was nothing they could do, i was told to just ignore them and to not give them any information at all. so please heed there advice and do the same because it is not true, any lawsuit or court date you will recieve in WRITING not a threat on the phone, especially if they threaten you or anything of that matter. i took at as an opportunity to have alot of fun at the peoples expense


lrhall41

Submitted by robfl13 on Mon, 08/27/2012 - 11:04

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