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There is a way out and thanks so much

Date: Thu, 04/04/2013 - 08:28

Submitted by anonymous
on Thu, 04/04/2013 - 08:28

Posts: 202330 Credits: [Donate]

Total Replies: 5


Thank you for having this forum. I had 4 loans and was facing them taking my entire paycheck, with no way out. I had considered a debt consolidation company, which charges 30% of all of your total debt and I still would not have been able to afford the payments. I did not realize all of these loans were illegal until i found this forum. I did as instructed, and I am currently only going back and forth with Great Plains a bit, but the others have "because of their commitment to customer service" have "forgiven the remainder of the balance" I did receive a refund from cash cure of 176.00, but I doubt I will see a refund from the others, which is fine with me. I just want to move on and have the whole ordeal behind me.
Below are the details and the current outcomes. I hope that someone searching as I did for an answer will be empowered to take this on as I was

CashDirect Express (installment loan)

Last email was that they are sorry for any misunderstanding and want to settle the matter amicably They requested a clarification of the money paid to them because they had me down as only paying them 1,688.76. I sent them proof of payments totaling $2,354.76 and am waiting to hear back.

Originally funded 09/20/2012 600.00 deposited

Refinanced 11/14/2012 237.54 deposited

Total deposited 837.54 Total Paid 2023.50

Current loan 2/25/2013 1000.00 deposited

Currently paid 331.26

Sure Advance (installment loan)
All loans considered paid in full
Original was 9/10/2012 600.00 deposited
Refinanced 10/24/12 221.61 deposited
Refund credited 2/11/12 13.44 deposited
Total deposited 835.05 Total paid 2342.90
Current loan 3/11/2013 700.00
119.52 Paid to date

CASH CURE (payday loan)
Received 176.00 refund, all loans considered paid

Original Loan date 8/23/2012 600.00 deposited
Refinanced 1/07/2013 224.35 deposited
Total deposited 824.35 paid 2094.30

Current loan 2/25/2013 800.00 deposited paid 176.00

Great plains lending (installment loan)
Still insisting I pay all of the principal, to which i kindly refused and have offered to pay 65.35, which is what I owe on the Principal
Original loan 11/29/2012 600.00
Paid off 3/20/2013 1334.65
Current loan 3/25/13 800.00 137.49 due on April 12th


Wow! Really great news. Print those PIF's and Satisfied in Fulls and keep in a safe place just in case you need them for future reference. Glad we were able to help you. We like hearing success stories.


lrhall41

Submitted by bingonut on Thu, 04/04/2013 - 08:39

( Posts: 1428 | Credits: )


Just received from Cash Direct Express Currently, you have a balance of
$1,019.95. In an effort to resolve this matter, we have waived the remaining balance, loan
fees and consider the loan “Satisfied in Full”.

So Great Plains is the only one unresolved, but I am confident it will be settled soon. I am so grateful for this new start.


lrhall41

Submitted by anonymous on Thu, 04/04/2013 - 08:34

( Posts: 202330 | Credits: )


Congrats on all your positive outcomes. I was wondering if you've had any updates from GPL? I have the same situation happening with them... paid $732.74 in past finance charges and $293.80 on current loan... I am in the beginning stages of fighting my battle with them.


lrhall41

Submitted by anonymous on Tue, 04/16/2013 - 11:04

( Posts: 202330 | Credits: )