Received call and now these emails, now what?
Date: Sun, 07/12/2009 - 19:19
Dear __________:
One Click Cash Recovery Department now holds account #****** which is in a collection status. According to our records, your outstanding balance is $455.00. (If you have recently resolved this account over the phone, please disregard this message.)
Most likely this loan was used to help with unplanned expenses. Keep this quick and convenient option available the next time something unexpected happens. Immediate action is required to avoid impacting your future borrowing options. We value you as a customer and would like to help you take care of this for less than you owe.
To accomplish this, we are providing you:
A private and totally secure website for making an offer on this account for less than you owe.
The convenience of making your payment(s) online.
The pleasure of clearing your account without ever talking to a collector.
Flexibility to schedule a payment today and not pay anything for up to 14 days.
It is quick and easy:
Grab your debit card and click on this link to log on to the website recovery. oneclickcash. com. (We also accept online checks)
Enter your account number and last 4 digits of your social security number.
Through a few simple steps you can verify your account information, and tell us what and when you can pay to settle this account.
When your offer is accepted, and you make the required payment(s) YOU WILL OWE NOTHING MORE ON THIS ACCOUNT.
Please log on now to recovery.oneclickcash.com. This special offer is good only for a limited time.
Should you have any questions concerning this account please feel free to contact us TOLL FREE at 1-800-410-9419.
Thanks for being our customer,
One Click Cash Department
Recovery @ oneclickcash.com
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PLEASE DO NOT RESPOND TO THIS EMAIL.
Do you owe a total of $455 with one click cash. If it is so, I t
Do you owe a total of $455 with one click cash. If it is so, I think it is not a very big amount and you can pay it off after getting the debt validated, if they do not want to settle the debt for less. This is because, if they really own your debt and you do not pay them off, they can bring judgment against you, which might adversely affect your credit score.
If this is an illegal loan, they can not bring judgement against
If this is an illegal loan, they can not bring judgement against you.
What state do you live in ?
An original creditor does not validate the loan, only a ca does that.
How much was you loan with them, and how much did you already pay in total to them.
The advice above is incorrect so please do not worry
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please answer the questions guest asked.you don't owe 455.00 if you have filed AG complaints forward that e-mail to them.do not fall for the BS all MTE d/b/a's shovel out.in fact if these people call again let them know the emails have been forwarded.again,do not believe a word from these idiots,and don't give them a thing until they agree in writing on how much you really owe if anything.
I live in Florida and am aware that they are illegal. My origin
I live in Florida and am aware that they are illegal. My originial loans amounts were.
United Cash $450 have pd $340
One Click Cash $350 have pd $315
When we talked to One click Saturday we told them that we would pay the $35 principal and even offered to pay what was legal to accept in Florida for fees and they flat denied and said nope you owe $455.
Yes we did file an online complaint with our AG, but have not he
Yes we did file an online complaint with our AG, but have not heard anything from them....
I talked to someone at the AG's office yesterday and he said an
I talked to someone at the AG's office yesterday and he said an investigator should be contacting us this week. We thought that we had all this settled as they said we had made no payments to them and my husband faxed them proof we had. Well they told him those weren't payments they were rollover fees. My husband tried to explain that Florida is a non-rollover state and they said too bad that we have not paid anything and they want all their money plus what we have already paid. My husband has written down everyone's names and I guess when the AG's office calls we will let them know what has transpired.
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exactly.they are illegal and any rollovers or fees go towards the loan.let the AG'S office know of your conversation with them.
We are really scared that this will not all be settled. Do you
We are really scared that this will not all be settled. Do you know of people that all this has worked out?
Are you talking about United Cash Loans? They are a REAL pain t
Are you talking about United Cash Loans? They are a REAL pain to deal with. As for people working their way out of the PDL's, I think if you do a search on this site you'll find many success stories, including my own! It takes time, you DO still get the harassing e-mails and phone calls, but there is hope! I would suggest documenting all e-mails/calls you receive from these companies and keeping in touch with your AG/State Financial Regulatory Agency.