Help! About to hit the fan!

I've somehow managed to stay afloat for a year (though I haven't had any extra money for clothes, furniture, etc) renewing several loans over and over...or paying them off and having to take them out again. At the moment, the (cuss word) has hit the fan. My gas has been shut off, my rent is two weeks late, and my car payment is a month late. I inquired about Chapter 7 today with an attorney and I don't have enough actual debt to do that, despite the fact that a $500 payday loan can turn into a $5000 in debt over time. Anyway, I had to stop my direct deposit so I can have my full check to pay my car, rent, etc. Unfortunately that means all of my payments will bounce and these people will probably start calling me, my relatives, my friends (all of my "references"), and my employer.

I'm scared to death. I just want to buy some time and after talking with these people, it's clear I'm not going to get any. Never mind the thousands of dollars I've paid them and how I've never missed a payment. I can't get another two weeks or month or lower fees.

Some info:

1. List the companies you have the loans with and whether it is a store front operation or an internet operation.

Sonic Cash (internet) 450
Payday Yes (internet) 300
Paycheck Today (internet) 350
Check into Cash (internet) 200


3. List what you have paid so far for each loan.

I've renewed and taken out new loans over and over so many times I don't know. Sonic Cash, for example, has made thousands of dollars off of me.

4. List what state you currently reside in.

Kansas

I've taken a second job and now work 70 hours a week (hint: I'm serious about taking care of this mess), I will have a cheaper living situation next month and will not have utilities in my name. All good things that will allow me to pay these things off and never look back. I just want to know how to buy two months and not have these people jumping on my back...I intend to pay them all in full.

Thanks.