Chexsystem
Date: Wed, 07/11/2007 - 07:08
Submitted by Morningstarr430
on
Wed, 07/11/2007 - 07:08
Total Replies: 2
My 1st checking account was finally closed by the bank due to overdrafts. I have written them the whole pdl saga and sent the letter to the home office, loss prevention dept. and the 2 branches in which I tried to get help. I am assuming by now I have been reported to Chexsystems. I was able to open a new account at a different bank before my account went belly up from all the ipdls attacks.
My question is: Can I write checks at stores using my new account or will the check not go through because of chexsystems?? I am afraid to write a check to pay for anything because I am afraid it would be rejected..I really wouldn't want the embarrassment. Of course most of the time I do use my bank debit card but I'd like to know just in case.
You should be fine writing checks. Chexsystems is a reporting a
You should be fine writing checks. Chexsystems is a reporting agency that banks use to see what your expereinces were with other banks. Individual nsf checks aren't reported, the account is reported as a whole. Stores and such don't subsribe to the service, they use telecheck or other services that concentrate on check writing.
If you'd bounced checks in the past and were reported to telecheck, that could effect your check writing. But once the item is paid it is removed from your telecheck report.
great!! Thanks...I really thought they were coected. I haven't h
great!! Thanks...I really thought they were coected. I haven't had any bounced checks in years. So I guess I am safe there. I did ask you another question in the other thread ...thanks again for the help!!