Calling Collection Agencies
Date: Fri, 08/02/2013 - 14:52
My question is how do I contact these people and what should I say. I have yet to hear from them and I just want to deal with the account and get it over with.
Should I call them and say "It has come to my attention that you have an account from East side lenders in my name" . . . Then what? request them to send the debt via mail? Then I proceed with the debt validation, illegal information and cease and desist letters?
Thanks in advance.
I don't know if I would do
I don't know if I would do anything right now.. I would wait for them to contact you.. if they do demand the validate the debt.. Online lenders must be licensed in California. Did you verify that East Side Lenders are licensed to do business in CA? If they are not licensed to do business - how much did you borrow originally and how much repaid to date?
ILLEGAL
eastside is one of those DE illegals that claim since they are in DE their laws prevail.also AAM is a bottomfeeder that loves to threaten illegaly.as helpinaz advised wait for them to contact you.then demand something in writing.i know they won't provide it.let me do some digging and get you an address to send them the appropriate letter.
First thing you do is cease
First thing you do is cease and desist the collection...
Dear Collection agency...
I hereby demand you cease and desist any and all contact with me and anyone associated with my in regards to account number ______________, original creditor Eastside Lenders.
You are collecting on an illegal payday loan, issued by a lender unlicensed in my state of ____________
Govern yourself accordingly
Eastside lenders are NOT
Eastside lenders are NOT licensed in california. I borrowed $600 and have paid $300 back. They may have tried to call me but I don't answer numbers I don't know. I don't know what to say if they were calling me. If they have tried to contact me via phone does that count?
thank you! I was thinking
thank you! I was thinking being proactive is better, I think i have already procrastinated with some of these lenders and I just want to get it over with.
thank you for all your support.