Got a call from a number saying there is a case for me gave me the reference # and said something about a restraining order against me and I had 48 hours to respond back or they are coming to serve me, I\'ve had internet loans and defaulted on a couple but these people are saying they are investigators from a legal department . Should I need to worry. please! Thanks!
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.