payday loans

lease list what state you live in, who your lenders are , how mmuch borrowed, how much already paid and are they store front or internet.
when we get this info we can start to help you.

These are all internet and none of them are store front. I am located in IL.

247 Advances $200 paid $370
GRC Funding $300 paid $570
MTE $300 paid $90
World Wide Cash $200 paid $467
White Sands $450 paid $270
Pay Co $200 paid $0 not due yet
Arrowhead $300 paid $0 not due yet
Pay day 2 go $250 paid $0 not due yet
GRE 1-10 $300 paid $455

Thanks for your help!

Hi there Flangle, I am going to post the laws for your state.

Illinois State Information

Legal Status: Legal

Citation:
Ill. Comp. Stat. Ann. ???? 122/1-1

Loan Terms:
Maximum Loan Amount: lesser of $1000 or 25% gross monthly income
Loan Term: 13-45 days
Maximum Finance Rate and Fees: $15.50 per $100
Finance Charge for 14-day $100 loan: $15.50
apr for 14-day $100 loan: 403%

Debt Limits:
Maximum Number of Outstanding Loans at One Time: Two
Rollovers Permitted: None (cannot rollover)
Cooling-off Period: 7 days after 45 consecutive loan days
Repayment Plan: Yes

Collection Limits:
Collection Fees: One $25 NSF fee (Presentment limit = 2)
Criminal Action: Prohibited

Where to Complain, Get Information:
Regulator: Illinois Division of Financial Institutions
Address: Consumer Credit Section, 320 W. Washington Springfield IL 62701
Phone: (888) 298-8089
Fax:
Regulatory Contact: Phil Sanson,, Acting Consumer Credit Assistant Supervisor
Regulator Website

Licensee Database

Complaint Instructions

Complaint Form Link

Online Resources:
Brochure: Consumer Guide to Payday Lending


Guia de Prestamos de Payday Loan de Illinois

Flangle, you can put the name of these payday companies in the search box, located in the upper right hand corner of this forum, and see how other members dealt with them. It's always helpful to get an idea of what you're up against. I am sure someone will be along to give you a hand shortly. I am going to have to leave shortly, just hang in there! :)

shazzers' what is the best way to deal with thesse other than looking them up 1 by 1. ?

It looks like you have overpaid on at least 4 of them already.

One of your options is to close down your bank account and revoke the PDLs rights to debit your account and then deal with these companies on your own terms- especially the ones you have already paid more than the principal on.

Are the internet loans subject to the same state laws as storefront pdl companies? I'm in VA.