Question about WS/CC & MyCashNow
Date: Wed, 01/23/2013 - 11:13
Back in early December, I successfully negotiated payment terms with Responsible Loan and PaydayOne (legal lenders in TX) and successfully stopped the interest on illegal loans from First America Credit and Plain Green, and am currently paying off the remaining principal only that I owe via money order.
I also had loans with Western Sky/Cash Call and MyCashNow (both illegal in TX). I never received any response to my numerous emails/faxes to MyCashNow, except that when I tried to log into the online account it said I needed to contact Silver River Management. I still owe a principal amount of a little over $700 and in my letters/faxes to them, I told them I want to pay this back but would only do so via money order and I asked for an address to mail them to, and until I received a response, I would not be sending the money order. To date I have not received any correspondence from them.
Western Sky/Cash Call sent me a letter after my first letter to them, basically restating their "tribal" law, etc., and I again replied that on a $2600, I had already paid back over $2800, and as they were illegal in Texas, I have paid back the principal and was asking to have the account noted Paid In Full. I have not received any other correspondence from them since mid-December.
I have revoked my ACH Authorization with all 4 illegal lenders, and all sent a letter stating they were not allowed to contact myself, my employer, or any references. They could only contact me via email or postal mail.
Should I do anything else regarding WS/CC or MyCashNow? Or just continue to wait and see if they respond? I feel bad not paying the principal to MyCashNow right now, but I really don't know where to mail the money order to, and am reluctant to mail them anything without them acknowledging that is all I owe and that they will mark it Paid In Full when I am done.
Thanks in advance for your help!
I also had loans with Western Sky/Cash Call and MyCashNow (both illegal in TX). I never received any response to my numerous emails/faxes to MyCashNow, except that when I tried to log into the online account it said I needed to contact Silver River Management. I still owe a principal amount of a little over $700 and in my letters/faxes to them, I told them I want to pay this back but would only do so via money order and I asked for an address to mail them to, and until I received a response, I would not be sending the money order. To date I have not received any correspondence from them.
Western Sky/Cash Call sent me a letter after my first letter to them, basically restating their "tribal" law, etc., and I again replied that on a $2600, I had already paid back over $2800, and as they were illegal in Texas, I have paid back the principal and was asking to have the account noted Paid In Full. I have not received any other correspondence from them since mid-December.
I have revoked my ACH Authorization with all 4 illegal lenders, and all sent a letter stating they were not allowed to contact myself, my employer, or any references. They could only contact me via email or postal mail.
Should I do anything else regarding WS/CC or MyCashNow? Or just continue to wait and see if they respond? I feel bad not paying the principal to MyCashNow right now, but I really don't know where to mail the money order to, and am reluctant to mail them anything without them acknowledging that is all I owe and that they will mark it Paid In Full when I am done.
Thanks in advance for your help!
Do not feel guilty. If they
Do not feel guilty. If they want their money, they will tell you an address. If not, their loss.
