Very nervous

Yes, they share information, if one has your account info they ALL will eventually.

Do you realize that ALL Internet payday loans are illegal in your state? CLICK HERE to find out how to deal with illegal lenders.

Thanks shazzers for the info!

I live in PA. I believe ALL PDL's are illegal in 'my' state. I know 'we' can get into financial binds, sometimes. And we do what we can, to provide for who we need to. PDL's play alot of games and use alot of scare tactics...that's for sure! I've even had a PDL company tell me they were "going to pick me up and take me to jail." GEEZ!!!!! They ARE crooks.

sdchargers 63, these outfits have plenty of 'games,' harassment techniques, etc. They're completely shameless. They threatened to "come and get me," too and some of the companies weren't even located in the US. af8103, sorry to tell you but I think the best thing for you at this point would be to close out the new bank account and open another one. As Shazzers said, these companies can and will share your account information.

Thanks Pachacutec1, I will do this asap!

Does anyone know if these companies will work with you on a payment plan? I have 8 pdl and the finance charges are killing me leaving me with barely with any money to pay bills. Can any one help me step by step on what I should do to stop this. I have already closed my account and opened a new one but 3 out of the 8 pdls have my new account and dont know what to tell my bank this time around about closing and opening a new account. I live in the state of Rhode Island. I cant believe I let myself get into this bind but what else could I do am a single mom trying to rise my 2boys on a petty hourly rate. These are the companies i have a loan with. Thanks to everyone who can lend some great advise and help!

Oneclickcash-$300
Cashnetusa-$400
Usfastcash-$200
Deluxecashclub-$300
Vip-$300
Djr group-$200
Fox enterprises-$200
Paydayone-$800

1.) Oneclickcash-$300 - Don't even try to negotiate a payment plan with this company because they are criminals, make them meet YOUR terms, CLICK HERE to find out how to deal with illegal lenders.
2.) Cashnetusa-$400 Yes, they offer a payment plan.
3.) Usfastcash-$200 - Refer to number 1.
4.) Deluxecashclub-$300 - Refer to number 1.
5.) Vip-$300 - Refer to number 1.
6.) Djr group-$200 - Refer to number 1.
7.) Fox enterprises-$200 - Refer to number 1.
8.) Paydayone-$800- Yes they offer a payment plan.

Take care of your legal lenders FIRST. Forget the rest of them until you have the financial resources to make payments to them on YOUR terms.

I'm responding to your PM here. The legal lenders will work with you as long as you remain proactive, simply tell them you no longer have an account due to some fraudulent activity and have no other options but to pay them via money orders.

As far as the illegal ones, there is no negotiating, they must meet your terms or get nothing.

Shazzers,

Thanks so much for helping me with this and everyone else who has help. I love this site and thank GOD for the person who started the site and for all the people who help! You guys rock!!!!!!!!!!

You're welcome, please keep us posted !

I found paydayone and cashnetusa to be good on payment plans. As far as USFastCash, I am letting them take their full amount this Thursday. All Three will be DONE! There is an ending af8103, belive me and the many others who have been there........Keep Hope Alive

Hello All,

Its been awhile since I was last on here and let me tell you these payday loan leaders are off the chain. They call your job and harass you it is the most embarrassing thing ever. I have set up payment with the leader leaders which are paydayone and cashnetusa and paying both in full this week via money gram. As for the illegal lenders, I am still working on them I have a hard time writing letters, so I think am just going to call them and let them know that I am only willing to pay the principal. I have had to close my account three times when i finally realize that they all share information and dipping into my account taking money here and there. These people are ruthless I tell you. The only way I am paying these people are money gram or money order.

If any one has any pointers on how I should deal with these people via phone I would greatly appreciate it!

I don't think I would subject myself to a phone call with these illegal lenders, you will be yelled at, threatened and disrespected in a huge way. Just send as email, there are sample letters at the link I gave you above.

Thanks HOF for the advice! Where would I be able to find the Rhode Island payday laws?