sandpoint capital
Date: Thu, 07/23/2009 - 12:11
i live in ny. i took out an illegal payday loan with sandpoint capital. After reading this website i sent them my letter stating they were illegal in ny and i was only going to pay the prinicipal owed. After review of records i paid them 390 on a 300 loan, however they insist it was all interest and rollover fees. Everything was quiet for a while.Today i get a call from an 857 area code stating there is a pending judgment against me for 800 dollars and they will settle with me for 200. I ask the caller where he is calling from and he says NJ. When i did an area code lookup area code 857 is from boston. my question is can an illegal payday loan obtain an judgement against me? how should i proceed? i told them i wanted something in writing before agreeing to anything.
my sister is dealing with them (she lives in NJ, where loans are
my sister is dealing with them (she lives in NJ, where loans are prohibited). i really do not think they can do anything to you. you paid mroe than the principal! 857 is not a NJ number, they are just making threats because they know there is not a single thing they can do.
