Update on my progress

Ok I just got my first response to the letters from East Side Lenders.

[COLOR=black]East Side Lenders is responding to your correspondence regarding the above-captioned account. [/COLOR][COLOR=black][/COLOR]
[COLOR=#c00000]East Side Lenders, which is located in Delaware, is licensed by the State of Delaware to make small loans. All such loans are approved and funded in Delaware, with repayment to be made in Delaware[/COLOR][COLOR=black]. The East Side Lenders loan agreement and website contain all disclosures required by Delaware and federal law and make it clear [/COLOR][COLOR=#c00000]that all transactions are governed by Delaware law[/COLOR][COLOR=black]. On the advice of counsel, East Side Lenders maintains that the choice of Delaware law as controlling in the loan documents would be upheld, as all of the significant contacts in the loan transaction occur in Delaware. [/COLOR][COLOR=#c00000]The loan agreement is legal and enforceable. [/COLOR][COLOR=black]In responding to your correspondence, East Side Lenders notes and reserves all available legal and equitable objections to the points you have raised.[/COLOR][COLOR=black][/COLOR]
[COLOR=black]East Side Lenders provided this service as a convenience to you. We still consider your loan to be outstanding and are prepared to go to arbitration as provided for in the Loan Agreement between us. As an alternative, if you are experiencing financial hardship, we will be happy to speak to you about payment arrangements through which you can successfully meet your payment obligations. East Side Lenders will consider doing so because of our continuing commitment to servicing our customers and not because of a legal obligation to do so. [/COLOR][COLOR=black][/COLOR]
[COLOR=black]Should you have any further questions regarding this matter, if you wish to speak about payment arrangements, please contact us at (800) 689-5603[/COLOR]
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[COLOR=black][FONT=Arial][COLOR=black]Is this just a standard response or are they a CSO? I have researched to make sure that they are not licensed in FL as a payday lender. [/COLOR][COLOR=black][FONT=Times New Roman][/FONT][/COLOR]
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that is there typical form letter response.they are illegal and know it.just want to try and buffalo you.your state law applies making the loan illegal,and have as much chance of enforcement as ice in august in florida.

That's the same letter I received. And I resent and resent my letter. They turned my account over to Smith, Haines & Watson and low-level scumbag collection agency after about 3 months of Eastside's letters. Took me about 6 months to get rid of them, but in the end, they gave up.

You will receive e-mails from Eastside and possibly telephone calls. Just stick to your guns and hang in there.

Thanks for responses to this, I thought that was the case with these guys. I will continue to offer to pay the remaining principle of the loan if they provide an address for me to send the money order but if they don't then maybe they truly don't want the money back.

yes stick to that.no address to send the payment then they get no payment.

[COLOR=black]Well I have now received a new email from Star Cash Processing stating that I need to pay them $195 to settle my account. I have already found that they were not licensed to do payday loans in FL after I already paid them $940 on a $400 loan. I sent them a response that they owe me $540 for the fees and interest that they were not licensed to collect in FL and have filed complaints with the BBB, FTC, FL attorney general and the internet crime complaint system so we will see what they do next.[/COLOR]

I got results from East side by filing with the BBB. There first response was that letter , I din not accept that and on the second go round they said they would mark PIF