Help with Delbert Services Corporation
I have made monthly ACH payments in the amount of $294.46 since January 2013. So far my payments have totaled $3,827.98.
On January 24, 2014 I sent Delbert a Cease and Desist letter via email. This was their response to me:
“Thank you for your correspondence. As of 1/24/14 your account has been placed in a cease and desist status. We have also received your request to stop your ACH automatic withdrawals and as of 1/24/14 your request has been processed. All communications from Delbert Services going forward will be communicated in writing through mail or email only. We have sent you a letter of Validation via USPS to further explain the legalities of your loan. Please understand that you are still responsible for the repayment of the loan. I would personally like to address any concerns that you may have regarding your loan. You may contact me directly at 714-221-3819.”
I don’t think that any of these businesses are/were licensed to do business in the state of Illinois. My initial thought was just to ignore them going forward, however, I have heard that Delbert is putting derogatory marks on people’s credit reports.
Any insight would be appreciated.
No problem, glad to help - If
No problem, glad to help - If you have any other questions - just ask..
Western Sky is an illegal
Western Sky is an illegal lender. That means Cash Call as well as Delbert Services are also illegal in your state. You owe them nothing more than the principal balance. Since you have already overpaid them, so ask them for the refund. But it fully depends on their discretion whether or not to return back your money. Usually illegal lender can’t report to the credit bureaus. As they have done the same, so dispute it with the credit bureaus immediately to get them removed from your credit report. If they are still trying to contact you after receiving the C&D letter, then file a complaint against them to the SAG or FTC.
YEP
that is awesome momofthree27.this the first of many rulings against these sick,twisted,evil,and stupid asspipes.
Send this to Delbert
Here is what we've all been waiting for....admission that tribal courts do not have jurisdiction on these illegal WS loans. Send this to Delbert and tell them to put it in their peace pipe and smoke it! http://www.ftc.gov/news-events/press-releases/2014/04/payday-lenders-used-tribal-affiliation-illegally-garnish-wages
So the state of SC AG office
So the state of SC AG office told me sorry they don't want to get involved, I morally owe $4993 left of principal from WS loan, Delbert now has it since I haven't paid them in almost a year, what should I do now? I have offered the $4993, they want over $7800?? Advice?
TELL THEM THIS
they get 4993,or they get nothing.bottomline.despite what your stupid AG said this is an illegal loan.you can print up what momofthree posted on the link.the FTC came down on all three.ws/cc/delbert.print that up,and send it to delbert saying this.
here is the FTC judgement.just because you are stupid doesn't mean i am.take the 4993 in payments made to an address via money order.or get bupkiss.
do that,and know again just because your AG won't act doesn't mean they are legal.
Thanks Paul, will do that and
Thanks Paul, will do that and report back. Can I say I love you all?!!!!
WELL
some states will say that,but others will advocate paying,or trying to pay just the principle.we share that stance,but it all depends.
Western sky is an illegal
I have the same problem but I am located in Indiana. Anyone have success dealing with them from that state. I have filed a letter with the FTC and my States Attorney General Office. They did respond to with a letter that Western Sky, Cash Call and Delbert Services is not legal in my State. And said I was not under any legal obligation to pay back the loan because it is considered illegal.
Western Sky is an illegal
Would be interested in knowing how you received letter from attorney general;'s office in Indiana stating the loans with Western Sky, Delbert Svcs and Cash Call are illegal in Indiana.
umm
you need to secure/close your account.that is the only way to stop the debits.as long as the account is open they will debit.close that account before sending the letter.
Western sky is an illegal
Western sky is an illegal lender, do not worry about it.. You will have to dispute to get them off of your credit. Delbert Services and Cash Call are all under the same owner as Western Sky.. If they are like Cash Call you will get a lot of mail from them, just do not sign anything and return it. When you start to get things, remember we are here to help you.
email address???
I noticed you sent them a C&D letter via email. Can you provide me what email address you used? Ive paid my principal back plus some...I don't want a refund, but I would like them to stop taking money out of my account! Ive tried to contact them several times but not getting any answers!
Thanks
Delbert eMail Address
The email address I used to send them the C&D letter is Customer.Service@DelbertServices.com
I did just receive a letter from them sent via USPS in which they attempt to "validate" the debt and say that I still owe them the money and that I can call them to "settle".