PDL Settlements

bayley, absolutely! :D The majority of members have "done it on their own" rather than use a company! What do you have? Storefronts? Internets? Both?

Hi Cannr, I have all internet. I have been trying to do this since February (when I joined the forum!) and just have not gotten anywhere. Out of the 10 or so that I have, I think that three of them are not licensed at all. Arrowhead, Geneva and there is one more. Anyhow, they are calling me at work and it has to stop. I already sent the Loanshop Online and Payday Loan Yes the cease letter. I have not heard from them at all, plus they have not emailed me nor tried to call me. I reported an employee from Payday Yes to the PA Attorney General. What would be step one for me?

Try contacting a company called PDL Assistance. They are helping me now and have already settled one of my many pdl's and have pretty much stopped the calls. So far am am very happy with their services

Hi Dave, I gave them all of my information, as a matter of fact, just last night. The only thing I was really leery about was them wanting $200 up front before they showed me any paperwork. How long have you been with them?

Bayley - This is something you could do for yourself. It's really up to you what would work better, doing it yourself or paying a company.

sky here...

It is not difficult to do yourself. Just a little time out of your day and a closed (hard debit block) checking account. Out of all this, closing my checking account was the most difficult, but only because I was scared and embarrassed to admit my mistake to the bank. When I found out the pdl was illegal in my state, I was afraid I had committed a crime. I didn't know pdl were illegal; I knew NC had kicked storefronts out of the state, but I didn't know pdl, all pdl whether storefront or internet, were prohibited. I think the failure to be licensed is what makes a pdl's operations illegal.

First of all, stop all access by pdls to your money!...that alone will remove an incredible amount of weight from your shoulders. Follow the mods advice...they will not steer your wrong.

You could use that $200.00 towards your pdl's. Alot of us here have settled our own and there is a special section devoted to do it yourself, follow Goudah's advice.

Everyone here will be more than happy to assist you in this process.

Bayley, I have three internet loans and through this forum I have gained the strength to take care if it. As a matter of fact I got an e-mail from Payday cash today that they have marked my account PIF and that they are going to refund me the 505.00 I paid over my 350.00 loan. Look at the ACH Processor Forum it helped me a lot.

"bayley" and the other guests are probably from pdlassistance. I've noticed a lot of "guests" shilling for one settlement company or another. I used to run around recommending T&C and Langhorne to people, but I'm pretty sure those companies do the same thing on other threads so I stopped. They just aren't so blatantly obvious about it.

DO IT YOURSELF!!!!!!
-you know who


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Domain: pdlassistance.com - Domain History
Cache Date: 2008-04-16
Registrar: GODADDY.COM, INC.
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jirby(at)fidelityreserves.com

Registrant:
FR Financial Services, Inc
1210 Hillcrest Road
Mobile, Alabama 36695
United States

* Report: #271339
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Report: Fidelity Reserve

Category: Credit & Debt Services
Fidelity Reserve I contacted a debt mangement company, Fidelity Reserves to help with my creditors. I paid them over 300, and now they say I am only entitled to a refund of 33 dollars. Mobile Alabama
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Fidelity Reserve
Phone: 800-866-5393
Fax:

PO BOX 851929
Mobile, Alabama, 36685
U.S.A.
Submitted: 8/30/2007 10:36:48 AM
Modified: 8/30/2007 10:37:00 AM
Reported By
Patricia
Hayward, California

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I contacted Fidelity Reserves to help me with my creditors. The procedure was that money would be put into a reserve fund. And once enough reserve was available then my creditors would be paid, and they would inform each of the creditors I supplied to them. In the meantime, I was receiving numerous calls and letters demanding payment. I wrote several letters to my creditors informing them I had signed on with a debt management program. But nothing was sent out to them. I should have known that something that stated my debt would be taken care of in less than two years was too good to be true.

I even reported them the BBB and got a disturbing call from David Bartlett, from Credit Services stating that once I resended my complaint then and only then would my contract end. Now they are saying that I am only entiltled to a refund of thirty three dollars. I sent them payments of three hundred seventy dollars. I think that all payments should be returned since they failed me. I wish I would have researched this comapny before juming in with both feet. Now I am paying the price, I feel like a victim.

Patricia
Hayward, California
U.S.A.

I can vouch for "Bayley"...she is a friend and definitely not working for PDL Assistance. :)

I would NEVER to that to anyone. I am like the rest of these folks that are in trouble. I am here for help and would not be a "secret agent". So, to the "guests" who think I'm a spy, I am not. :wink:

:) i understand 100% I actually first came here to find out more about Langhorne Debt - I picked them because I know where Langhorne is physically located so it seemed safer to me.
But I learned so much and am dealing on my own. I am so glad I am doing it this way, as I do not have extra money.