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What to do with my pdls after shifting state?

Date: Sun, 11/15/2020 17:44

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I used to stay in Louisville Kentucky and then I moved to Seattle. I have 3 pdls from where I lived before that is Kentucky. Now, will I have to repay those debts? I have made some payments on them. I recently came to know that they Kentucky allows 2 pdls at a time. In Seattle, most probably online payday loans are not legal. What do I do?

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Total Replies: 4

Most lenders are only authorized and licensed to offer a payday loan within the state. So, when you are in Seattle now, I don’t think you have any responsibility to pay back your Kentucky pdls.

Sub: #1 posted on Tue, 11/17/2020 - 01:03

Ryan Miller

(Posts: 249 | Credits: )

First of all, you need to check if payday loans are legal or not. If they are legal and follow the state laws, then no matter where you live, you need to pay them off. Plain and simple. Otherwise, they can sue you in the state where the debt originated.

Sub: #2 posted on Wed, 11/18/2020 - 05:09

David Martin

(Posts: 394 | Credits: )

It is always better to repay your debts. So, if they're legal pdls, pay them off or negotiate a settlement with the provider. If they're illegal, pay only the principal amount.

Sub: #3 posted on Fri, 11/20/2020 - 05:37

Good Nelly
Industry Expert
(Posts: 2825 | Credits: )

yes, I agree with Good Nelly. It's always better to pay off your debts. If you don't have enough money to repay your payday loans in full, you can opt for payday loan debt settlement. Call 800-DEBT-913 to talk to expert financial coaches and get rid of your payday loans with ease.

Sub: #4 posted on Mon, 11/30/2020 - 21:32

Craigh.terry

(Posts: 273 | Credits: )