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signing with T & C

Date: Thu, 11/15/2007 - 07:36

Submitted by Lren0318
on Thu, 11/15/2007 - 07:36

Posts: 186 Credits: [Donate]

Total Replies: 2


I've decided to sign with T & C. I've read all the posts and it seems that it would be best to go with them to show effort if any of my PDLS take me to court. I have 2 that are known for that, Express PRA and CheckSmart. I hope to get my fee paid to them next Friday. I also have a credit card with capital one and a larger medical bill, I think I'll include those too. I just want this to be over.

Does anyone happen to know how T & C comes up with the amount you pay to each creditor? I've talk to them once and they sent me paperwork, but I don't recall them telling how they figure up the payment amounts, I was just curious if it was based on the creditor- like does T & C know what each compnay is likley to accept? I'm going to call them today and more details anyway, I just was wondering if anyone knew.


I am not sure how they do this- but these are questions that you need to ask them. Be sure and have all your questions answered to your satisfaction and know what is going on. I do know that companies don't have to participate- alot do though.

They will know which ones are more likely to participate than others. Also, others one the Forums who have used consolidation or have knowledge will come along and help too!!
Best of luck..karen :D


lrhall41

Submitted by Bossy4455 on Thu, 11/15/2007 - 07:51

( Posts: 5854 | Credits: )


I just got off the phone with T & C. I'm going for it. I asked her about the PDLS not working with them and she said, a few years ago maybe but she says now with so many folks defaulting the PDLS places are figuring there is not much sense in fighting it, at least T & C is sending payments where many consumers are not. She said I will most likley get some calls, but once they see the payments are coming they should stop calling. She also suggests I put our CC and medical bills into the plan also. I hope she was not blowing smoke, but this is the second time I've spoke to her and I feel pretty good about it. BTW, I just checked my bank account and 3 loans due last Friday have been retuned!!! Let the phone start ringing!!!!!


lrhall41

Submitted by Lren0318 on Thu, 11/15/2007 - 09:21

( Posts: 186 | Credits: )