I don't know how this happened. I am so embarassed.
Principal Payment
Payday One $1000 $250
MyCashNow $530 $175
Loan Point $400 $120
One Step Cash $400 $1350
Think Cash $500.00 $84.46
National Payday $360.94 $90.24
Cash Net USA $450 $77.25
Sign My Loan $400 $120
East Side Lender $500 $150
United Cash Loan $400 $120
500Fast Cah $300 $90
I am NEVER going to get out of this...HELP HELP HELP...PLEASE!!!
Sub: #41 posted on Tue, 10/07/2008 - 08:15
(Posts: 32 | Credits: )
I think they settled with my because pdl's are illegal in CT period and I was such a "good" customer and had taken out so many loans with them...
Sub: #42 posted on Tue, 10/07/2008 - 08:33
(Posts: 1147 | Credits: )
Once again, I am asking what state your company is licensed in and a mailing address. I have paid over $1400 in fees on a $400 loan. I am trying to do what is right, but I will only pay what is legally owed and not a penny more. My original loan was with Geneva Roth, then I get emails from Loan Point and now I see a company called Capital Lending. I am confused and want to keep my records straight.
What company do I owe?
What state are they licensed in?
What is the business address?
Thank you.
Sub: #43 posted on Tue, 10/07/2008 - 08:57
(Posts: 32 | Credits: )
This letter is being sent in response to your communications with One Step Cash. Your interpretation of the law is invalid. It seems as though you have over looked the fact that the loan is controlled by Arizona law. Despite our position and in an effort to resolve this complaint without further escalation, we will waive the remaining balance of $520 upon receipt of documentation from the Better business Bureau, Federal Trade Commission and Pennsylvania Attorney General's Office that your complaint has been resolved. Thanks in advance for your cooperation.
Please sign & fax this letter to 800 616 0533.
Borrower????????s Signature__________________________________
Date ________________
One Step Cash
8100 E. Indian School Road #201
Scottsdale, AZ. 85251
So what now?! Please advise....
Sub: #44 posted on Wed, 10/08/2008 - 04:54
(Posts: 32 | Credits: )
Sub: #45 posted on Mon, 11/10/2008 - 13:25
(Posts: 3 | Credits: )
Ashley,
The reason the address has changed is Our main office is in Costa Rica, and they were being forwarded from Utah. But it was taking way too long to receive the money orders so now we are having everything sent directly there. Also I received your money order email~ Thanks!
Hmmmm, interesting. Should I go ahead and make one last payment to them, or email her back and tell her I'm finished paying?
Thank you,
Kari, Collections Representative
[email]Karicollect@nationalpayday. com[/email]
phone:1-877-807-4827
fax:1-866-457-2558
Sub: #46 posted on Mon, 11/10/2008 - 13:52
(Posts: 3 | Credits: )
Sub: #47 posted on Mon, 11/10/2008 - 13:55
(Posts: 1147 | Credits: )
Sub: #48 posted on Mon, 11/10/2008 - 14:11
(Posts: 3 | Credits: )
Sub: #49 posted on Mon, 06/22/2009 - 16:38
July 11, 2009
Toland, Bill
In a decision that could have industrywide ramifications, Pennsylvania's Commonwealth Court has ruled that outside payday firms doing business over the Web are subject to the state's lending laws even if the companies are not physically located there. Because other jurisdictions besides Pennsylvania are looking to rein in predatory lending, Rob Byer -- a lawyer representing the state -- predicted the decision will "get a lot of national play." The case involved Cash America Net, a major payday loan entity, which is licensed in Nevada and incorporated in Delaware but argued that it did not need a license to operate in Pennsylvania -- which until 2008 had allowed out-of-state Internet loans as long as the provider was governed by the laws of another state. That year, the state Department of Banking revised its rule to require licensing by Feb. 1, 2009, of all non-depository entities, even those out of state, that offer loans carrying interest of greater than 6 percent. The Commonwealth Court ruled against Cash America Net, which earned $20 million for online loans in Pennsylvania in 2007 and 2008 bearing annual interest rates of roughly 1,200 percent. Pennsylvania, by comparison, caps lending rates at a default rate of 6 percent -- although lenders that are licensed may charge about 27 percent. "It is well settled in constitutional law that the regulation of interest rates is subject within the police power of the state particularly when it comes to cases involving small loans, which profoundly affect the social life of the community," Judge Doris A. Smith-Ribner wrote for the majority.
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Sub: #50 posted on Sat, 08/01/2009 - 19:50