Silence from CPD & Efinance--Should I keep going?
Date: Thu, 10/18/2012 - 13:21
It has been one month after opening fire to PDL and revoked all ACH authorization with them. More than half have offered PIF or EPP, only 2 or 3 still attempt to call me and I simply ignore them.
My question is about Credit Protection Depot (c/o my loan with Discount Advances and My Cash Now). From what I have learned CPD is one of the nastiest CA to deal with, but surprisingly they are almost completely silence ever since. The only thing I hear from them was during the first week after I sent out the notice, and simply asking me to pay the overdue amount (because I already closed my bank account). Then I got literally zero news from them in the past 3-4 weeks--even though I kept notifying them once per week. I couldn't even log on to my account.
Another one is the Efinance support. They kept calling me about 2 weeks after sending out the revocation letter. I called back and find out they are collecting my loan from Actionpayday. I re-send the letter to efinance support in addition to Actionpayday, and again, nothing from them in the past 2-3 weeks.
Should I keep sending the notice to them? Do you think they would really "give up" (I doubt it--but I don't mind even if not getting a PIF offer)? Or simply wait and see another horror story to come?
Any advices?
My question is about Credit Protection Depot (c/o my loan with Discount Advances and My Cash Now). From what I have learned CPD is one of the nastiest CA to deal with, but surprisingly they are almost completely silence ever since. The only thing I hear from them was during the first week after I sent out the notice, and simply asking me to pay the overdue amount (because I already closed my bank account). Then I got literally zero news from them in the past 3-4 weeks--even though I kept notifying them once per week. I couldn't even log on to my account.
Another one is the Efinance support. They kept calling me about 2 weeks after sending out the revocation letter. I called back and find out they are collecting my loan from Actionpayday. I re-send the letter to efinance support in addition to Actionpayday, and again, nothing from them in the past 2-3 weeks.
Should I keep sending the notice to them? Do you think they would really "give up" (I doubt it--but I don't mind even if not getting a PIF offer)? Or simply wait and see another horror story to come?
Any advices?
CPD should be lynched by a mob. Anyways, let us stick to the rea
CPD should be lynched by a mob. Anyways, let us stick to the real stuff. CPD usually tries not to play things right at the moment. Then they would show up a couple of months later and try to give you a heart attack by saying stuff like you owe $3000 for a $300 loan and the FBI is running you down for check fraud.
Do not bother with these hopeless excuses for companies and just send them C&D letters.
